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ADVOCATE SHERMAN HOSPITAL

ELGIN, IL 60123 · Acute Care Hospitals

81 procedures with CMS pricing data · Source: CMS IPPS Provider Summary, FY2024

By BillRazor Research · Last updated March 27, 2026 · Methodology

Procedures Analyzed

81

With CMS pricing data

Avg Charge-to-Medicare Ratio

6.2x

Chargemaster ÷ Medicare

CMS Quality Rating

Patient experience & outcomes

Hospital Type

Acute Care Hospitals

Voluntary non-profit - Private

Above 90th Percentile

0%

Compared to IL hospitals

Understanding Your Costs

When you receive a bill from ADVOCATE SHERMAN HOSPITAL, you are typically seeing the hospital's “chargemaster” rate — its published list price for each service. According to CMS data, ADVOCATE SHERMAN HOSPITAL lists chargemaster rates that average 6.2x the corresponding Medicare reimbursement amount across 81 procedures with publicly available pricing data (Source: CMS IPPS Provider Summary, FY2024).

The median hospital in IL has a chargemaster-to-Medicare ratio of 5.4x, with ratios across the state ranging from 0.3x to 11.7x. At 6.2x, this facility’s average ratio is above the state median. 112 hospitals in IL report pricing data to CMS (Source: CMS IPPS Provider Summary).

The procedure with the largest gap between the listed price and Medicare reimbursement at ADVOCATE SHERMAN HOSPITAL is CHRONIC OBSTRUCTIVE PULMONARY DISEASE WITH CC (DRG 191). The listed chargemaster rate is $40,333, while Medicare reimburses $4,246 for the same procedure — a ratio of 9.5x (Source: CMS IPPS Provider Summary, FY2024).

What does this actually mean for your bill? Chargemaster rates are rarely what patients pay. If you have insurance, your insurer has negotiated a separate rate — often 40–60% less than the listed price. If you are uninsured, you may be able to negotiate directly with the hospital or request financial assistance. The chargemaster-to-Medicare ratio is a useful reference point for understanding listed pricing, but it does not represent what most patients will owe out of pocket.

ADVOCATE SHERMAN HOSPITAL is a voluntary non-profit - private acute care hospitals facility with a CMS quality rating of 5/5 stars. Note: CMS quality ratings measure patient outcomes and experience, not pricing. A hospital with high listed prices may provide excellent care, and pricing data alone should not be used to evaluate the quality of a healthcare provider.

Listed Chargemaster Rates vs Medicare Reimbursement — Top Procedures by Ratio

Listed Chargemaster Rate Medicare Reimbursement

Source: CMS IPPS Provider Summary, FY2024. Chargemaster rates are list prices and may not reflect actual patient costs.

Procedure Pricing Lookup

Search for a specific procedure or DRG code to see listed chargemaster rates and Medicare reimbursement amounts.

ProcedureDRGListed ChargeMedicare Reimb.RatioState Position
CHRONIC OBSTRUCTIVE PULMONARY DISEASE WITH CC191$40,333$4,2469.5x
1th
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CARDIAC ARRHYTHMIA AND CONDUCTION DISORDERS WITHOUT CC/MCC310$28,188$3,0349.3x
1th
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PULMONARY EMBOLISM WITHOUT MCC176$41,337$4,6198.9x
1th
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ACUTE MYOCARDIAL INFARCTION, DISCHARGED ALIVE WITH CC281$47,297$5,4558.7x
1th
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DISORDERS OF THE BILIARY TRACT WITH CC445$52,563$6,1008.6x
1th
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INTRACRANIAL HEMORRHAGE OR CEREBRAL INFARCTION WITH CC OR TPA IN 24 HOURS065$50,950$5,9368.6x
1th
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ALCOHOL, DRUG ABUSE OR DEPENDENCE WITHOUT REHABILITATION THERAPY WITHOUT MCC897$39,760$4,8338.2x
1th
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CARDIAC ARRHYTHMIA AND CONDUCTION DISORDERS WITH CC309$34,342$4,3028.0x
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BRONCHITIS AND ASTHMA WITH CC/MCC202$41,382$5,2987.8x
1th
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MISCELLANEOUS DISORDERS OF NUTRITION, METABOLISM, FLUIDS AND ELECTROLYTES WITHOUT MCC641$34,693$4,4877.7x
1th
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CHRONIC OBSTRUCTIVE PULMONARY DISEASE WITH MCC190$52,746$6,8887.7x
1th
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ESOPHAGITIS, GASTROENTERITIS AND MISCELLANEOUS DIGESTIVE DISORDERS WITHOUT MCC392$34,990$4,6697.5x
1th
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SIGNS AND SYMPTOMS WITHOUT MCC948$34,755$4,6457.5x
1th
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CIRCULATORY DISORDERS EXCEPT AMI, WITH CARDIAC CATHETERIZATION WITHOUT MCC287$51,809$7,0357.4x
1th
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DIABETES WITH CC638$35,693$4,8787.3x
1th
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DYSEQUILIBRIUM149$34,588$4,7667.3x
0th
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CIRCULATORY DISORDERS EXCEPT AMI, WITH CARDIAC CATHETERIZATION WITH MCC286$97,539$13,4687.2x
1th
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EXTRACRANIAL PROCEDURES WITHOUT CC/MCC039$47,597$6,5987.2x
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GASTROINTESTINAL HEMORRHAGE WITH CC378$45,701$6,3517.2x
1th
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MAJOR GASTROINTESTINAL DISORDERS AND PERITONEAL INFECTIONS WITH CC372$49,388$6,9037.2x
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PERCUTANEOUS CARDIOVASCULAR PROCEDURES WITH DRUG-ELUTING STENT WITHOUT MCC247$88,167$12,3857.1x
0th
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RED BLOOD CELL DISORDERS WITHOUT MCC812$40,961$5,8287.0x
1th
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GASTROINTESTINAL HEMORRHAGE WITH MCC377$91,757$13,3406.9x
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FRACTURES OF HIP AND PELVIS WITHOUT MCC536$33,314$4,8626.8x
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MAJOR SMALL AND LARGE BOWEL PROCEDURES WITH MCC329$183,424$27,5136.7x
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OTHER MAJOR CARDIOVASCULAR PROCEDURES WITH MCC270$210,151$31,5776.7x
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GASTROINTESTINAL OBSTRUCTION WITH CC389$33,775$5,1066.6x
1th
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FRACTURE, SPRAIN, STRAIN AND DISLOCATION EXCEPT FEMUR, HIP, PELVIS AND THIGH WITHOUT MCC563$34,584$5,2546.6x
0th
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PULMONARY EDEMA AND RESPIRATORY FAILURE189$54,668$8,4006.5x
1th
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MEDICAL BACK PROBLEMS WITHOUT MCC552$36,643$5,6486.5x
0th
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KIDNEY AND URETER PROCEDURES FOR NON-NEOPLASM WITH CC660$49,892$7,9626.3x
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ACUTE MYOCARDIAL INFARCTION, DISCHARGED ALIVE WITH MCC280$65,234$10,4566.2x
1th
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RESPIRATORY NEOPLASMS WITH MCC180$73,331$11,8036.2x
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MAJOR SMALL AND LARGE BOWEL PROCEDURES WITH CC330$91,254$14,8966.1x
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INFECTIOUS AND PARASITIC DISEASES WITH O.R. PROCEDURES WITH CC854$79,543$13,0046.1x
1th
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RED BLOOD CELL DISORDERS WITH MCC811$57,740$9,4546.1x
1th
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POSTOPERATIVE AND POST-TRAUMATIC INFECTIONS WITH MCC862$70,134$11,4996.1x
0th
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SIMPLE PNEUMONIA AND PLEURISY WITH MCC193$51,949$8,5466.1x
1th
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OTHER DIGESTIVE SYSTEM DIAGNOSES WITH MCC393$64,662$10,8216.0x
1th
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CRANIAL AND PERIPHERAL NERVE DISORDERS WITHOUT MCC074$39,394$6,5976.0x
0th
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RENAL FAILURE WITH MCC682$56,469$9,4806.0x
1th
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INFECTIOUS AND PARASITIC DISEASES WITH O.R. PROCEDURES WITH MCC853$164,484$27,7955.9x
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LAPAROSCOPIC CHOLECYSTECTOMY WITHOUT C.D.E. WITH MCC417$85,591$14,6055.9x
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PULMONARY EMBOLISM WITH MCC OR ACUTE COR PULMONALE175$55,313$9,4825.8x
1th
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SEPTICEMIA OR SEVERE SEPSIS WITHOUT MV >96 HOURS WITHOUT MCC872$37,608$6,4965.8x
1th
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HIP AND FEMUR PROCEDURES EXCEPT MAJOR JOINT WITH CC481$81,203$14,0395.8x
1th
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GASTROINTESTINAL OBSTRUCTION WITH MCC388$51,083$8,9055.7x
0th
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OTHER CIRCULATORY SYSTEM DIAGNOSES WITH MCC314$74,741$13,0625.7x
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RENAL FAILURE WITH CC683$30,666$5,4245.7x
0th
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INTRACRANIAL HEMORRHAGE OR CEREBRAL INFARCTION WITH MCC064$72,057$12,9005.6x
1th
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Showing 50 of 81 procedures

All data from CMS IPPS Provider Summary, FY2024. Chargemaster rates are list prices and may not reflect actual patient costs.

Statewide Context

Charge-to-Medicare ratio range across IL hospitals

0.3x
Median: 5.4x
11.7x
6.2x

112 hospitals in IL report pricing data to CMS. This facility's average ratio of 6.2x places it at the upper-middle range of the state range (Source: CMS IPPS Provider Summary).

What You Can Do

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Request an Itemized Bill

Federal law entitles you to a detailed breakdown of every charge. If you haven't received one, knowing what to ask for is the first step.

Learn how

Check for Common Errors

Research suggests 49-80% of hospital bills contain errors — from duplicate charges to incorrect procedure codes.

How it works

Data: CMS Inpatient Prospective Payment System (IPPS) Provider Summary, FY2024. All data is publicly available under federal law (45 CFR Part 180).

Important: Listed chargemaster rates are not what most insured patients pay. Actual costs depend on your insurance plan's negotiated rates, deductibles, and coverage terms. This information is for educational purposes only and does not constitute medical, legal, or financial advice.

Read our methodology·Report a data error

Frequently Asked Questions About ADVOCATE SHERMAN HOSPITAL

How much does ADVOCATE SHERMAN HOSPITAL charge compared to Medicare?

According to CMS IPPS data, ADVOCATE SHERMAN HOSPITAL's listed chargemaster rates average 6.2x the Medicare reimbursement amount across 81 procedures. Chargemaster rates are list prices and are not what most insured patients pay — actual costs depend on insurance negotiations and coverage terms.

What is the most expensive procedure at ADVOCATE SHERMAN HOSPITAL?

The procedure with the highest chargemaster-to-Medicare ratio at ADVOCATE SHERMAN HOSPITAL is CHRONIC OBSTRUCTIVE PULMONARY DISEASE WITH CC (DRG 191), with a listed charge of $40,333 compared to Medicare reimbursement of $4,246 — a ratio of 9.5x. Source: CMS IPPS Provider Summary.

Is ADVOCATE SHERMAN HOSPITAL expensive compared to other IL hospitals?

ADVOCATE SHERMAN HOSPITAL's average chargemaster-to-Medicare ratio is 6.2x. Ratios vary significantly across IL hospitals. This ratio reflects listed chargemaster prices, not what patients actually pay. CMS quality ratings, which measure patient outcomes and experience, are separate from pricing data.

Where does the pricing data for ADVOCATE SHERMAN HOSPITAL come from?

All pricing data comes from the Centers for Medicare & Medicaid Services (CMS) Inpatient Prospective Payment System (IPPS) Provider Summary, published under federal price transparency law (45 CFR Part 180). This data is publicly available and updated annually.

How can I check if my bill from ADVOCATE SHERMAN HOSPITAL is correct?

You can upload your bill to BillRazor for a free comparison against publicly available Medicare reimbursement data. Our system analyzes every line item in 60 seconds. Research suggests 49-80% of hospital bills contain errors, including duplicate charges, incorrect procedure codes, and unbundling.

Does ADVOCATE SHERMAN HOSPITAL in ELGIN, IL accept Medicare?

ADVOCATE SHERMAN HOSPITAL is included in the CMS IPPS Provider Summary, which covers Medicare-participating hospitals. For specific coverage questions, contact ADVOCATE SHERMAN HOSPITAL directly or check with your insurance provider.

Data sourced from CMS IPPS Provider Summary, FY2024. All information is for educational purposes only.