BANNER - UNIVERSITY MEDICAL CENTER PHOENIX
PHOENIX, AZ 85006 · Acute Care Hospitals
96 procedures with CMS pricing data · Source: CMS IPPS Provider Summary, FY2024
By BillRazor Research · Last updated March 27, 2026 · Methodology
Procedures Analyzed
96
With CMS pricing data
Avg Charge-to-Medicare Ratio
5.8x
Chargemaster ÷ Medicare
CMS Quality Rating
Patient experience & outcomes
Hospital Type
Acute Care Hospitals
Voluntary non-profit - Other
Above 90th Percentile
0%
Compared to AZ hospitals
Understanding Your Costs
When you receive a bill from BANNER - UNIVERSITY MEDICAL CENTER PHOENIX, you are typically seeing the hospital's “chargemaster” rate — its published list price for each service. According to CMS data, BANNER - UNIVERSITY MEDICAL CENTER PHOENIX lists chargemaster rates that average 5.8x the corresponding Medicare reimbursement amount across 96 procedures with publicly available pricing data (Source: CMS IPPS Provider Summary, FY2024).
The median hospital in AZ has a chargemaster-to-Medicare ratio of 6.2x, with ratios across the state ranging from 0.9x to 19.4x. At 5.8x, this facility’s average ratio is below the state median. 57 hospitals in AZ report pricing data to CMS (Source: CMS IPPS Provider Summary).
The procedure with the largest gap between the listed price and Medicare reimbursement at BANNER - UNIVERSITY MEDICAL CENTER PHOENIX is KIDNEY TRANSPLANT (DRG 652). The listed chargemaster rate is $260,210, while Medicare reimburses $24,115 for the same procedure — a ratio of 10.8x (Source: CMS IPPS Provider Summary, FY2024).
What does this actually mean for your bill? Chargemaster rates are rarely what patients pay. If you have insurance, your insurer has negotiated a separate rate — often 40–60% less than the listed price. If you are uninsured, you may be able to negotiate directly with the hospital or request financial assistance. The chargemaster-to-Medicare ratio is a useful reference point for understanding listed pricing, but it does not represent what most patients will owe out of pocket.
BANNER - UNIVERSITY MEDICAL CENTER PHOENIX is a voluntary non-profit - other acute care hospitals facility with a CMS quality rating of 3/5 stars. Note: CMS quality ratings measure patient outcomes and experience, not pricing. A hospital with high listed prices may provide excellent care, and pricing data alone should not be used to evaluate the quality of a healthcare provider.
Listed Chargemaster Rates vs Medicare Reimbursement — Top Procedures by Ratio
Source: CMS IPPS Provider Summary, FY2024. Chargemaster rates are list prices and may not reflect actual patient costs.
Procedure Pricing Lookup
Search for a specific procedure or DRG code to see listed chargemaster rates and Medicare reimbursement amounts.
| Procedure | DRG | Listed Charge | Medicare Reimb. | Ratio | State Position | |
|---|---|---|---|---|---|---|
| KIDNEY TRANSPLANT | 652 | $260,210 | $24,115 | 10.8x | 0th | Compare your bill |
| ESOPHAGITIS, GASTROENTERITIS AND MISCELLANEOUS DIGESTIVE DISORDERS WITHOUT MCC | 392 | $49,621 | $5,793 | 8.6x | 1th | Compare your bill |
| SEIZURES WITHOUT MCC | 101 | $52,172 | $6,327 | 8.3x | 1th | Compare your bill |
| PERCUTANEOUS CARDIOVASCULAR PROCEDURES WITH DRUG-ELUTING STENT WITHOUT MCC | 247 | $110,729 | $14,123 | 7.8x | 1th | Compare your bill |
| OTHER O.R. PROCEDURES FOR INJURIES WITH MCC | 907 | $309,217 | $40,213 | 7.7x | 1th | Compare your bill |
| INTRACRANIAL HEMORRHAGE OR CEREBRAL INFARCTION WITH CC OR TPA IN 24 HOURS | 065 | $56,341 | $7,455 | 7.6x | 1th | Compare your bill |
| CIRCULATORY DISORDERS EXCEPT AMI, WITH CARDIAC CATHETERIZATION WITH MCC | 286 | $127,461 | $16,969 | 7.5x | 1th | Compare your bill |
| ACUTE MYOCARDIAL INFARCTION, DISCHARGED ALIVE WITH MCC | 280 | $98,421 | $13,147 | 7.5x | 1th | Compare your bill |
| CARDIAC ARRHYTHMIA AND CONDUCTION DISORDERS WITH MCC | 308 | $68,497 | $9,440 | 7.3x | 1th | Compare your bill |
| MISCELLANEOUS DISORDERS OF NUTRITION, METABOLISM, FLUIDS AND ELECTROLYTES WITH MCC | 640 | $78,670 | $10,876 | 7.2x | 1th | Compare your bill |
| VENTRICULAR SHUNT PROCEDURES WITHOUT CC/MCC | 033 | $89,043 | $12,397 | 7.2x | 1th | Compare your bill |
| PERCUTANEOUS CARDIOVASCULAR PROCEDURES WITH DRUG-ELUTING STENT WITH MCC OR 4+ ARTERIES O | 246 | $165,333 | $23,021 | 7.2x | 1th | Compare your bill |
| RESPIRATORY SYSTEM DIAGNOSIS WITH VENTILATOR SUPPORT <=96 HOURS | 208 | $151,322 | $21,308 | 7.1x | 1th | Compare your bill |
| SEPTICEMIA OR SEVERE SEPSIS WITHOUT MV >96 HOURS WITHOUT MCC | 872 | $47,640 | $6,735 | 7.1x | 1th | Compare your bill |
| EXTRACRANIAL PROCEDURES WITHOUT CC/MCC | 039 | $63,035 | $8,966 | 7.0x | 1th | Compare your bill |
| MISCELLANEOUS DISORDERS OF NUTRITION, METABOLISM, FLUIDS AND ELECTROLYTES WITHOUT MCC | 641 | $39,477 | $5,647 | 7.0x | 1th | Compare your bill |
| INTRACRANIAL HEMORRHAGE OR CEREBRAL INFARCTION WITH MCC | 064 | $119,951 | $17,307 | 6.9x | 1th | Compare your bill |
| HEART FAILURE AND SHOCK WITH MCC | 291 | $71,891 | $10,382 | 6.9x | 1th | Compare your bill |
| GASTROINTESTINAL HEMORRHAGE WITH MCC | 377 | $101,328 | $14,774 | 6.9x | 1th | Compare your bill |
| RENAL FAILURE WITH MCC | 682 | $80,580 | $11,915 | 6.8x | 1th | Compare your bill |
| CORONARY BYPASS WITH CARDIAC CATHETERIZATION OR OPEN ABLATION WITH MCC | 233 | $324,898 | $48,230 | 6.7x | 1th | Compare your bill |
| CRANIOTOMY AND ENDOVASCULAR INTRACRANIAL PROCEDURES WITHOUT CC/MCC | 027 | $131,024 | $19,576 | 6.7x | 1th | Compare your bill |
| CHRONIC OBSTRUCTIVE PULMONARY DISEASE WITH MCC | 190 | $59,295 | $8,897 | 6.7x | 1th | Compare your bill |
| RENAL FAILURE WITH CC | 683 | $44,863 | $6,740 | 6.7x | 1th | Compare your bill |
| CARDIAC ARRHYTHMIA AND CONDUCTION DISORDERS WITH CC | 309 | $35,220 | $5,378 | 6.5x | 1th | Compare your bill |
| CERVICAL SPINAL FUSION WITH CC | 472 | $136,920 | $21,074 | 6.5x | 1th | Compare your bill |
| PERIPHERAL VASCULAR DISORDERS WITH MCC | 299 | $81,403 | $12,606 | 6.5x | 1th | Compare your bill |
| MAJOR SMALL AND LARGE BOWEL PROCEDURES WITHOUT CC/MCC | 331 | $82,479 | $13,090 | 6.3x | 1th | Compare your bill |
| OTHER DIGESTIVE SYSTEM DIAGNOSES WITH MCC | 393 | $78,700 | $12,507 | 6.3x | 1th | Compare your bill |
| DIABETES WITH CC | 638 | $40,913 | $6,529 | 6.3x | 1th | Compare your bill |
| PANCREAS, LIVER AND SHUNT PROCEDURES WITH MCC | 405 | $325,821 | $52,270 | 6.2x | 1th | Compare your bill |
| PERIPHERAL, CRANIAL NERVE AND OTHER NERVOUS SYSTEM PROCEDURES WITH CC OR PERIPHERAL NEUR | 041 | $118,230 | $19,078 | 6.2x | 1th | Compare your bill |
| SEPTICEMIA OR SEVERE SEPSIS WITHOUT MV >96 HOURS WITH MCC | 871 | $97,532 | $15,777 | 6.2x | 1th | Compare your bill |
| HIP REPLACEMENT WITH PRINCIPAL DIAGNOSIS OF HIP FRACTURE WITHOUT MCC | 522 | $102,053 | $16,906 | 6.0x | 1th | Compare your bill |
| MAJOR SMALL AND LARGE BOWEL PROCEDURES WITH MCC | 329 | $266,401 | $44,478 | 6.0x | 1th | Compare your bill |
| DISORDERS OF LIVER EXCEPT MALIGNANCY, CIRRHOSIS OR ALCOHOLIC HEPATITIS WITH MCC | 441 | $93,573 | $15,743 | 5.9x | 1th | Compare your bill |
| HIP AND FEMUR PROCEDURES EXCEPT MAJOR JOINT WITH MCC | 480 | $129,676 | $21,854 | 5.9x | 1th | Compare your bill |
| INFECTIOUS AND PARASITIC DISEASES WITH O.R. PROCEDURES WITH MCC | 853 | $264,170 | $44,725 | 5.9x | 1th | Compare your bill |
| MAJOR JOINT OR LIMB REATTACHMENT PROCEDURES OF UPPER EXTREMITIES | 483 | $117,610 | $19,995 | 5.9x | 1th | Compare your bill |
| PATHOLOGICAL FRACTURES AND MUSCULOSKELETAL AND CONNECTIVE TISSUE MALIGNANCY WITH CC | 543 | $39,899 | $6,805 | 5.9x | 0th | Compare your bill |
| INFECTIOUS AND PARASITIC DISEASES WITH O.R. PROCEDURES WITH CC | 854 | $81,385 | $13,996 | 5.8x | 1th | Compare your bill |
| CIRRHOSIS AND ALCOHOLIC HEPATITIS WITH MCC | 432 | $108,707 | $18,866 | 5.8x | 1th | Compare your bill |
| OTHER KIDNEY AND URINARY TRACT DIAGNOSES WITH CC | 699 | $44,543 | $7,779 | 5.7x | 1th | Compare your bill |
| OTHER KIDNEY AND URINARY TRACT DIAGNOSES WITH MCC | 698 | $74,654 | $13,063 | 5.7x | 1th | Compare your bill |
| MAJOR CHEST PROCEDURES WITH CC | 164 | $110,502 | $19,517 | 5.7x | 1th | Compare your bill |
| CELLULITIS WITHOUT MCC | 603 | $37,732 | $6,696 | 5.6x | 1th | Compare your bill |
| OTHER MAJOR CARDIOVASCULAR PROCEDURES WITH MCC | 270 | $236,950 | $42,278 | 5.6x | 1th | Compare your bill |
| ENDOVASCULAR CARDIAC VALVE REPLACEMENT AND SUPPLEMENT PROCEDURES WITHOUT MCC | 267 | $222,414 | $40,128 | 5.5x | 1th | Compare your bill |
| SIMPLE PNEUMONIA AND PLEURISY WITH MCC | 193 | $56,435 | $10,309 | 5.5x | 1th | Compare your bill |
| CORONARY BYPASS WITHOUT CARDIAC CATHETERIZATION WITHOUT MCC | 236 | $174,801 | $32,009 | 5.5x | 1th | Compare your bill |
Showing 50 of 96 procedures
All data from CMS IPPS Provider Summary, FY2024. Chargemaster rates are list prices and may not reflect actual patient costs.
Statewide Context
Charge-to-Medicare ratio range across AZ hospitals
57 hospitals in AZ report pricing data to CMS. This facility's average ratio of 5.8x places it at the lower-middle range of the state range (Source: CMS IPPS Provider Summary).
What You Can Do
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How it worksData: CMS Inpatient Prospective Payment System (IPPS) Provider Summary, FY2024. All data is publicly available under federal law (45 CFR Part 180).
Important: Listed chargemaster rates are not what most insured patients pay. Actual costs depend on your insurance plan's negotiated rates, deductibles, and coverage terms. This information is for educational purposes only and does not constitute medical, legal, or financial advice.
Frequently Asked Questions About BANNER - UNIVERSITY MEDICAL CENTER PHOENIX
How much does BANNER - UNIVERSITY MEDICAL CENTER PHOENIX charge compared to Medicare?
According to CMS IPPS data, BANNER - UNIVERSITY MEDICAL CENTER PHOENIX's listed chargemaster rates average 5.8x the Medicare reimbursement amount across 96 procedures. Chargemaster rates are list prices and are not what most insured patients pay — actual costs depend on insurance negotiations and coverage terms.
What is the most expensive procedure at BANNER - UNIVERSITY MEDICAL CENTER PHOENIX?
The procedure with the highest chargemaster-to-Medicare ratio at BANNER - UNIVERSITY MEDICAL CENTER PHOENIX is KIDNEY TRANSPLANT (DRG 652), with a listed charge of $260,210 compared to Medicare reimbursement of $24,115 — a ratio of 10.8x. Source: CMS IPPS Provider Summary.
Is BANNER - UNIVERSITY MEDICAL CENTER PHOENIX expensive compared to other AZ hospitals?
BANNER - UNIVERSITY MEDICAL CENTER PHOENIX's average chargemaster-to-Medicare ratio is 5.8x. Ratios vary significantly across AZ hospitals. This ratio reflects listed chargemaster prices, not what patients actually pay. CMS quality ratings, which measure patient outcomes and experience, are separate from pricing data.
Where does the pricing data for BANNER - UNIVERSITY MEDICAL CENTER PHOENIX come from?
All pricing data comes from the Centers for Medicare & Medicaid Services (CMS) Inpatient Prospective Payment System (IPPS) Provider Summary, published under federal price transparency law (45 CFR Part 180). This data is publicly available and updated annually.
How can I check if my bill from BANNER - UNIVERSITY MEDICAL CENTER PHOENIX is correct?
You can upload your bill to BillRazor for a free comparison against publicly available Medicare reimbursement data. Our system analyzes every line item in 60 seconds. Research suggests 49-80% of hospital bills contain errors, including duplicate charges, incorrect procedure codes, and unbundling.
Does BANNER - UNIVERSITY MEDICAL CENTER PHOENIX in PHOENIX, AZ accept Medicare?
BANNER - UNIVERSITY MEDICAL CENTER PHOENIX is included in the CMS IPPS Provider Summary, which covers Medicare-participating hospitals. For specific coverage questions, contact BANNER - UNIVERSITY MEDICAL CENTER PHOENIX directly or check with your insurance provider.
Data sourced from CMS IPPS Provider Summary, FY2024. All information is for educational purposes only.