COVENANT MEDICAL CENTER
LUBBOCK, TX 79410 · Acute Care Hospitals
101 procedures with CMS pricing data · Source: CMS IPPS Provider Summary, FY2024
By BillRazor Research · Last updated March 27, 2026 · Methodology
Procedures Analyzed
101
With CMS pricing data
Avg Charge-to-Medicare Ratio
14.2x
Chargemaster ÷ Medicare
CMS Quality Rating
Patient experience & outcomes
Hospital Type
Acute Care Hospitals
Voluntary non-profit - Private
Above 90th Percentile
75%
Compared to TX hospitals
Understanding Your Costs
When you receive a bill from COVENANT MEDICAL CENTER, you are typically seeing the hospital's “chargemaster” rate — its published list price for each service. According to CMS data, COVENANT MEDICAL CENTER lists chargemaster rates that average 14.2x the corresponding Medicare reimbursement amount across 101 procedures with publicly available pricing data (Source: CMS IPPS Provider Summary, FY2024).
The median hospital in TX has a chargemaster-to-Medicare ratio of 6.0x, with ratios across the state ranging from 0.3x to 16.9x. At 14.2x, this facility’s average ratio is above the state median. 237 hospitals in TX report pricing data to CMS (Source: CMS IPPS Provider Summary).
The procedure with the largest gap between the listed price and Medicare reimbursement at COVENANT MEDICAL CENTER is SEIZURES WITHOUT MCC (DRG 101). The listed chargemaster rate is $131,956, while Medicare reimburses $5,515 for the same procedure — a ratio of 23.9x (Source: CMS IPPS Provider Summary, FY2024).
What does this actually mean for your bill? Chargemaster rates are rarely what patients pay. If you have insurance, your insurer has negotiated a separate rate — often 40–60% less than the listed price. If you are uninsured, you may be able to negotiate directly with the hospital or request financial assistance. The chargemaster-to-Medicare ratio is a useful reference point for understanding listed pricing, but it does not represent what most patients will owe out of pocket.
76 of 101 procedures (75%) at this facility have listed rates above the 90th percentile compared to other TX hospitals reporting the same procedure data to CMS (Source: CMS IPPS Provider Summary).
COVENANT MEDICAL CENTER is a voluntary non-profit - private acute care hospitals facility with a CMS quality rating of 2/5 stars. Note: CMS quality ratings measure patient outcomes and experience, not pricing. A hospital with high listed prices may provide excellent care, and pricing data alone should not be used to evaluate the quality of a healthcare provider.
Listed Chargemaster Rates vs Medicare Reimbursement — Top Procedures by Ratio
Source: CMS IPPS Provider Summary, FY2024. Chargemaster rates are list prices and may not reflect actual patient costs.
Procedure Pricing Lookup
Search for a specific procedure or DRG code to see listed chargemaster rates and Medicare reimbursement amounts.
| Procedure | DRG | Listed Charge | Medicare Reimb. | Ratio | State Position | |
|---|---|---|---|---|---|---|
| SEIZURES WITHOUT MCC | 101 | $131,956 | $5,515 | 23.9x | 1th | Compare your bill |
| MAJOR GASTROINTESTINAL DISORDERS AND PERITONEAL INFECTIONS WITH MCC | 371 | $197,574 | $9,157 | 21.6x | 1th | Compare your bill |
| SEPTICEMIA OR SEVERE SEPSIS WITHOUT MV >96 HOURS WITHOUT MCC | 872 | $117,289 | $6,040 | 19.4x | 1th | Compare your bill |
| CARDIAC ARRHYTHMIA AND CONDUCTION DISORDERS WITH MCC | 308 | $155,887 | $8,127 | 19.2x | 1th | Compare your bill |
| CRANIOTOMY AND ENDOVASCULAR INTRACRANIAL PROCEDURES WITHOUT CC/MCC | 027 | $252,144 | $13,202 | 19.1x | 1th | Compare your bill |
| LAPAROSCOPIC CHOLECYSTECTOMY WITHOUT C.D.E. WITH CC | 418 | $175,692 | $9,401 | 18.7x | 1th | Compare your bill |
| INTRACRANIAL HEMORRHAGE OR CEREBRAL INFARCTION WITHOUT CC/MCC | 066 | $73,674 | $3,997 | 18.4x | 1th | Compare your bill |
| CIRCULATORY DISORDERS EXCEPT AMI, WITH CARDIAC CATHETERIZATION WITH MCC | 286 | $234,525 | $12,861 | 18.2x | 1th | Compare your bill |
| SYNCOPE AND COLLAPSE | 312 | $93,811 | $5,157 | 18.2x | 1th | Compare your bill |
| TRANSIENT ISCHEMIA WITHOUT THROMBOLYTIC | 069 | $94,409 | $5,247 | 18.0x | 1th | Compare your bill |
| ISCHEMIC STROKE, PRECEREBRAL OCCLUSION OR TRANSIENT ISCHEMIA WITH THROMBOLYTIC AGENT WIT | 061 | $331,455 | $18,622 | 17.8x | 1th | Compare your bill |
| PERCUTANEOUS CARDIOVASCULAR PROCEDURES WITH DRUG-ELUTING STENT WITH MCC OR 4+ ARTERIES O | 246 | $301,577 | $18,447 | 16.4x | 1th | Compare your bill |
| GASTROINTESTINAL HEMORRHAGE WITH CC | 378 | $102,226 | $6,290 | 16.3x | 1th | Compare your bill |
| HEART FAILURE AND SHOCK WITH MCC | 291 | $131,480 | $8,115 | 16.2x | 1th | Compare your bill |
| NONSPECIFIC CEREBROVASCULAR DISORDERS WITH MCC | 070 | $162,079 | $10,062 | 16.1x | 1th | Compare your bill |
| INFECTIOUS AND PARASITIC DISEASES WITH O.R. PROCEDURES WITH CC | 854 | $150,762 | $9,365 | 16.1x | 1th | Compare your bill |
| GASTROINTESTINAL HEMORRHAGE WITH MCC | 377 | $173,182 | $10,801 | 16.0x | 1th | Compare your bill |
| MALIGNANCY OF HEPATOBILIARY SYSTEM OR PANCREAS WITH MCC | 435 | $170,386 | $10,647 | 16.0x | 1th | Compare your bill |
| DIABETES WITH MCC | 637 | $137,796 | $8,650 | 15.9x | 1th | Compare your bill |
| CARDIAC ARRHYTHMIA AND CONDUCTION DISORDERS WITH CC | 309 | $75,685 | $4,769 | 15.9x | 1th | Compare your bill |
| MEDICAL BACK PROBLEMS WITHOUT MCC | 552 | $90,650 | $5,732 | 15.8x | 1th | Compare your bill |
| INTRACRANIAL HEMORRHAGE OR CEREBRAL INFARCTION WITH CC OR TPA IN 24 HOURS | 065 | $95,065 | $6,036 | 15.8x | 1th | Compare your bill |
| PERCUTANEOUS CARDIOVASCULAR PROCEDURES WITH DRUG-ELUTING STENT WITHOUT MCC | 247 | $173,011 | $11,032 | 15.7x | 1th | Compare your bill |
| OTHER FACTORS INFLUENCING HEALTH STATUS | 951 | $66,206 | $4,258 | 15.6x | 1th | Compare your bill |
| RENAL FAILURE WITH CC | 683 | $87,448 | $5,666 | 15.4x | 1th | Compare your bill |
| ESOPHAGITIS, GASTROENTERITIS AND MISCELLANEOUS DIGESTIVE DISORDERS WITHOUT MCC | 392 | $77,278 | $5,022 | 15.4x | 1th | Compare your bill |
| PULMONARY EDEMA AND RESPIRATORY FAILURE | 189 | $115,893 | $7,542 | 15.4x | 1th | Compare your bill |
| SEIZURES WITH MCC | 100 | $195,649 | $12,795 | 15.3x | 1th | Compare your bill |
| O.R. PROCEDURES FOR OBESITY WITHOUT CC/MCC | 621 | $137,272 | $8,979 | 15.3x | 1th | Compare your bill |
| DEGENERATIVE NERVOUS SYSTEM DISORDERS WITH MCC | 056 | $282,764 | $18,666 | 15.2x | 1th | Compare your bill |
| DIGESTIVE MALIGNANCY WITH MCC | 374 | $185,219 | $12,233 | 15.1x | 1th | Compare your bill |
| CARDIAC ARRHYTHMIA AND CONDUCTION DISORDERS WITHOUT CC/MCC | 310 | $55,081 | $3,670 | 15.0x | 1th | Compare your bill |
| ESOPHAGITIS, GASTROENTERITIS AND MISCELLANEOUS DIGESTIVE DISORDERS WITH MCC | 391 | $124,476 | $8,391 | 14.8x | 1th | Compare your bill |
| KIDNEY AND URINARY TRACT INFECTIONS WITH MCC | 689 | $105,261 | $7,103 | 14.8x | 1th | Compare your bill |
| MISCELLANEOUS DISORDERS OF NUTRITION, METABOLISM, FLUIDS AND ELECTROLYTES WITHOUT MCC | 641 | $73,420 | $4,971 | 14.8x | 1th | Compare your bill |
| MEDICAL BACK PROBLEMS WITH MCC | 551 | $150,020 | $10,174 | 14.8x | 1th | Compare your bill |
| COMPLICATIONS OF TREATMENT WITH MCC | 919 | $150,375 | $10,210 | 14.7x | 1th | Compare your bill |
| ACUTE MYOCARDIAL INFARCTION, DISCHARGED ALIVE WITH CC | 281 | $86,646 | $5,880 | 14.7x | 1th | Compare your bill |
| RESPIRATORY INFECTIONS AND INFLAMMATIONS WITH CC | 178 | $102,200 | $6,963 | 14.7x | 1th | Compare your bill |
| CELLULITIS WITH MCC | 602 | $121,991 | $8,323 | 14.7x | 1th | Compare your bill |
| OTHER KIDNEY AND URINARY TRACT DIAGNOSES WITH MCC | 698 | $137,554 | $9,402 | 14.6x | 1th | Compare your bill |
| OTHER DISORDERS OF NERVOUS SYSTEM WITH CC | 092 | $92,896 | $6,403 | 14.5x | 1th | Compare your bill |
| KIDNEY AND URINARY TRACT INFECTIONS WITHOUT MCC | 690 | $71,991 | $4,973 | 14.5x | 1th | Compare your bill |
| GASTROINTESTINAL OBSTRUCTION WITH MCC | 388 | $125,824 | $8,687 | 14.5x | 1th | Compare your bill |
| MAJOR SMALL AND LARGE BOWEL PROCEDURES WITHOUT CC/MCC | 331 | $134,171 | $9,370 | 14.3x | 1th | Compare your bill |
| DISORDERS OF LIVER EXCEPT MALIGNANCY, CIRRHOSIS OR ALCOHOLIC HEPATITIS WITH MCC | 441 | $153,826 | $10,753 | 14.3x | 1th | Compare your bill |
| GASTROINTESTINAL OBSTRUCTION WITH CC | 389 | $75,685 | $5,293 | 14.3x | 1th | Compare your bill |
| DIABETES WITH CC | 638 | $78,111 | $5,463 | 14.3x | 1th | Compare your bill |
| ACUTE MYOCARDIAL INFARCTION, DISCHARGED ALIVE WITH MCC | 280 | $141,896 | $10,003 | 14.2x | 1th | Compare your bill |
| PERIPHERAL VASCULAR DISORDERS WITH MCC | 299 | $132,525 | $9,349 | 14.2x | 1th | Compare your bill |
Showing 50 of 101 procedures
All data from CMS IPPS Provider Summary, FY2024. Chargemaster rates are list prices and may not reflect actual patient costs.
Statewide Context
Charge-to-Medicare ratio range across TX hospitals
237 hospitals in TX report pricing data to CMS. This facility's average ratio of 14.2x places it at the upper end of the state range (Source: CMS IPPS Provider Summary).
What You Can Do
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How it worksData: CMS Inpatient Prospective Payment System (IPPS) Provider Summary, FY2024. All data is publicly available under federal law (45 CFR Part 180).
Important: Listed chargemaster rates are not what most insured patients pay. Actual costs depend on your insurance plan's negotiated rates, deductibles, and coverage terms. This information is for educational purposes only and does not constitute medical, legal, or financial advice.
Frequently Asked Questions About COVENANT MEDICAL CENTER
How much does COVENANT MEDICAL CENTER charge compared to Medicare?
According to CMS IPPS data, COVENANT MEDICAL CENTER's listed chargemaster rates average 14.2x the Medicare reimbursement amount across 101 procedures. Chargemaster rates are list prices and are not what most insured patients pay — actual costs depend on insurance negotiations and coverage terms.
What is the most expensive procedure at COVENANT MEDICAL CENTER?
The procedure with the highest chargemaster-to-Medicare ratio at COVENANT MEDICAL CENTER is SEIZURES WITHOUT MCC (DRG 101), with a listed charge of $131,956 compared to Medicare reimbursement of $5,515 — a ratio of 23.9x. Source: CMS IPPS Provider Summary.
Is COVENANT MEDICAL CENTER expensive compared to other TX hospitals?
COVENANT MEDICAL CENTER's average chargemaster-to-Medicare ratio is 14.2x. Ratios vary significantly across TX hospitals. This ratio reflects listed chargemaster prices, not what patients actually pay. CMS quality ratings, which measure patient outcomes and experience, are separate from pricing data.
Where does the pricing data for COVENANT MEDICAL CENTER come from?
All pricing data comes from the Centers for Medicare & Medicaid Services (CMS) Inpatient Prospective Payment System (IPPS) Provider Summary, published under federal price transparency law (45 CFR Part 180). This data is publicly available and updated annually.
How can I check if my bill from COVENANT MEDICAL CENTER is correct?
You can upload your bill to BillRazor for a free comparison against publicly available Medicare reimbursement data. Our system analyzes every line item in 60 seconds. Research suggests 49-80% of hospital bills contain errors, including duplicate charges, incorrect procedure codes, and unbundling.
Does COVENANT MEDICAL CENTER in LUBBOCK, TX accept Medicare?
COVENANT MEDICAL CENTER is included in the CMS IPPS Provider Summary, which covers Medicare-participating hospitals. For specific coverage questions, contact COVENANT MEDICAL CENTER directly or check with your insurance provider.
Data sourced from CMS IPPS Provider Summary, FY2024. All information is for educational purposes only.