Covenant Medical Center
COVENANT MEDICAL CENTER in Saginaw, MI charges 4.0x the Medicare reimbursement rate on average across 105 analyzed procedures at this nonprofit facility.
Saginaw, MI 48602 · Acute Care Hospitals · CMS Rating: 2/5
About the analyst
David Park researches procedure pricing and insurance reimbursement patterns at BillRazor Research. He specializes in cost comparison across care settings and metropolitan areas. Expertise: procedure pricing, insurance reimbursement, cost comparison.
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Pricing grade
C
Average
Avg markup vs Medicare
4.02x
Charge / Medicare rate
Max markup
7.02x
Worst procedure
Procedures analyzed
105
With pricing data
Outlier procedures
0%
Above 90th percentile
Pricing grades reflect how this hospital's chargemaster (list) rates compare to Medicare reimbursement benchmarks within the same state. Grades measure pricing patterns only — not quality of care, patient outcomes, or clinical performance. A lower grade does not mean a hospital provides inferior care. Based on publicly available federal data. Not endorsed by or affiliated with any government agency.
| Procedure | Code | Gross charge | Cash price | Medicare | Markup |
|---|---|---|---|---|---|
| CARDIAC ARRHYTHMIA AND CONDUCTION DISORDERS WITHOUT CC/MCC | 310 | $17,729 | $8,865 | — | 7x |
| INTRACRANIAL HEMORRHAGE OR CEREBRAL INFARCTION WITHOUT CC/MCC | 066 | $22,943 | $11,471 | — | 6.4x |
| GASTROINTESTINAL OBSTRUCTION WITH CC | 389 | $23,958 | $11,979 | — | 5.8x |
| SYNCOPE AND COLLAPSE | 312 | $28,071 | $14,036 | — | 5.7x |
| GASTROINTESTINAL HEMORRHAGE WITH CC | 378 | $31,632 | $15,816 | — | 5.5x |
| TRANSIENT ISCHEMIA WITHOUT THROMBOLYTIC | 069 | $24,395 | $12,197 | — | 5.5x |
| NONSPECIFIC CEREBROVASCULAR DISORDERS WITH CC | 071 | $34,056 | $17,028 | — | 5.4x |
| CIRCULATORY DISORDERS EXCEPT AMI, WITH CARDIAC CATHETERIZATION WITHOUT MCC | 287 | $34,986 | $17,493 | — | 5.4x |
| DYSEQUILIBRIUM | 149 | $22,389 | $11,194 | — | 5.3x |
| FRACTURE, SPRAIN, STRAIN AND DISLOCATION EXCEPT FEMUR, HIP, PELVIS AND THIGH WITHOUT MCC | 563 | $25,808 | $12,904 | — | 5.2x |
| EXTRACRANIAL PROCEDURES WITHOUT CC/MCC | 039 | $34,126 | $17,063 | — | 5.2x |
| ACUTE MYOCARDIAL INFARCTION, DISCHARGED ALIVE WITH CC | 281 | $28,743 | $14,372 | — | 5.2x |
| ESOPHAGITIS, GASTROENTERITIS AND MISCELLANEOUS DIGESTIVE DISORDERS WITHOUT MCC | 392 | $23,582 | $11,791 | — | 5.2x |
| CARDIAC ARRHYTHMIA AND CONDUCTION DISORDERS WITH CC | 309 | $21,360 | $10,680 | — | 5.1x |
| LAPAROSCOPIC CHOLECYSTECTOMY WITHOUT C.D.E. WITH CC | 418 | $48,489 | $24,244 | — | 4.9x |
| PERCUTANEOUS CARDIOVASCULAR PROCEDURES WITH DRUG-ELUTING STENT WITHOUT MCC | 247 | $56,910 | $28,455 | — | 4.9x |
| CHEST PAIN | 313 | $21,231 | $10,616 | — | 4.9x |
| SIMPLE PNEUMONIA AND PLEURISY WITH CC | 194 | $22,370 | $11,185 | — | 4.9x |
| MAJOR HIP AND KNEE JOINT REPLACEMENT OR REATTACHMENT OF LOWER EXTREMITY WITHOUT MCC | 470 | $56,593 | $28,297 | — | 4.8x |
| CORONARY BYPASS WITH CARDIAC CATHETERIZATION OR OPEN ABLATION WITHOUT MCC | 234 | $132,470 | $66,235 | — | 4.8x |
| PERMANENT CARDIAC PACEMAKER IMPLANT WITH CC | 243 | $70,840 | $35,420 | — | 4.8x |
| PATHOLOGICAL FRACTURES AND MUSCULOSKELETAL AND CONNECTIVE TISSUE MALIGNANCY WITH CC | 543 | $31,270 | $15,635 | — | 4.7x |
| HYPERTENSION WITHOUT MCC | 305 | $19,537 | $9,768 | — | 4.7x |
| OTHER DISORDERS OF NERVOUS SYSTEM WITH CC | 092 | $28,566 | $14,283 | — | 4.6x |
| SEPTICEMIA OR SEVERE SEPSIS WITHOUT MV >96 HOURS WITHOUT MCC | 872 | $28,206 | $14,103 | — | 4.6x |
| OTHER DIGESTIVE SYSTEM DIAGNOSES WITH CC | 394 | $27,055 | $13,527 | — | 4.6x |
| KIDNEY AND URINARY TRACT INFECTIONS WITHOUT MCC | 690 | $21,224 | $10,612 | — | 4.6x |
| INTRACRANIAL HEMORRHAGE OR CEREBRAL INFARCTION WITH CC OR TPA IN 24 HOURS | 065 | $25,647 | $12,823 | — | 4.5x |
| EXTENSIVE O.R. PROCEDURES UNRELATED TO PRINCIPAL DIAGNOSIS WITH CC | 982 | $67,601 | $33,801 | — | 4.5x |
| DIABETES WITH MCC | 637 | $41,151 | $20,575 | — | 4.5x |
| MISCELLANEOUS DISORDERS OF NUTRITION, METABOLISM, FLUIDS AND ELECTROLYTES WITHOUT MCC | 641 | $19,057 | $9,528 | — | 4.4x |
| RESPIRATORY INFECTIONS AND INFLAMMATIONS WITH CC | 178 | $27,715 | $13,858 | — | 4.4x |
| OTHER MUSCULOSKELETAL SYSTEM AND CONNECTIVE TISSUE O.R. PROCEDURES WITH CC | 516 | $59,921 | $29,960 | — | 4.4x |
| MEDICAL BACK PROBLEMS WITHOUT MCC | 552 | $24,710 | $12,355 | — | 4.4x |
| SEPTICEMIA OR SEVERE SEPSIS WITH MV >96 HOURS | 870 | $186,694 | $93,347 | — | 4.3x |
| DISORDERS OF THE BILIARY TRACT WITH CC | 445 | $29,998 | $14,999 | — | 4.3x |
| ACUTE MYOCARDIAL INFARCTION, DISCHARGED ALIVE WITH MCC | 280 | $45,763 | $22,882 | — | 4.3x |
| OTHER DIGESTIVE SYSTEM DIAGNOSES WITH MCC | 393 | $44,906 | $22,453 | — | 4.3x |
| COAGULATION DISORDERS | 813 | $113,714 | $56,857 | — | 4.3x |
| REVISION OF HIP OR KNEE REPLACEMENT WITH CC | 467 | $101,297 | $50,648 | — | 4.3x |
| RENAL FAILURE WITH CC | 683 | $22,823 | $11,411 | — | 4.2x |
| MAJOR GASTROINTESTINAL DISORDERS AND PERITONEAL INFECTIONS WITH CC | 372 | $24,043 | $12,021 | — | 4.2x |
| HIP REPLACEMENT WITH PRINCIPAL DIAGNOSIS OF HIP FRACTURE WITHOUT MCC | 522 | $59,211 | $29,606 | — | 4.2x |
| INTERSTITIAL LUNG DISEASE WITH MCC | 196 | $44,906 | $22,453 | — | 4.2x |
| CARDIAC ARRHYTHMIA AND CONDUCTION DISORDERS WITH MCC | 308 | $31,683 | $15,841 | — | 4.2x |
| SEIZURES WITHOUT MCC | 101 | $22,786 | $11,393 | — | 4.2x |
| CORONARY BYPASS WITHOUT CARDIAC CATHETERIZATION WITHOUT MCC | 236 | $92,918 | $46,459 | — | 4.1x |
| KIDNEY AND URETER PROCEDURES FOR NON-NEOPLASM WITH CC | 660 | $35,536 | $17,768 | — | 4.1x |
| DIABETES WITH CC | 638 | $20,357 | $10,179 | — | 4x |
| PERCUTANEOUS CARDIOVASCULAR PROCEDURES WITH DRUG-ELUTING STENT WITH MCC OR 4+ ARTERIES O | 246 | $77,268 | $38,634 | — | 4x |
Showing 50 of 105 procedures
How COVENANT MEDICAL CENTER compares to nearby hospitals
Comparison based on average markup ratios from federal hospital pricing data (FY 2024). Chargemaster rates are gross charges — they are not what most insured patients pay. Actual costs depend on your insurance plan, negotiated rates, and coverage terms. This comparison is for informational purposes only and does not constitute medical, financial, or legal advice. Verify costs directly with your provider and insurer.
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Pricing data from federal hospital transparency files and physician fee schedules. Last updated: . All data is publicly available under federal law.
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Data: Federal hospital pricing data, updated annually. All data publicly available under federal law.
Methodology: Hospital gross charges divided by Medicare payment for the same DRG. A ratio of 3.0x means the hospital's listed price is 3 times what Medicare pays. Chargemaster rates are list prices — they are not what most insured patients pay. Grades measure pricing patterns only — not quality of care or clinical performance.
This information is for educational purposes only and is not medical, financial, or legal advice. Actual costs depend on your insurance and provider. We recommend verifying costs directly with your provider. Full methodology · Terms of use