Franciscan Health Lafayette

Franciscan Health Lafayette, a nonprofit religious hospital in Lafayette, IN, charges an average of 6.7x the Medicare reimbursement rate across 50 analyzed procedures.

Lafayette, IN 47905 · Acute Care Hospitals · CMS Rating: 3/5

By Elena Vasquez , Medical Billing Research Lead · Published March 15, 2026 · Updated April 3, 2026

Data from CMS files published FY 2024 CMS IPPS. Refreshed weekly.

About the analyst

Elena Vasquez leads hospital billing pattern analysis at BillRazor Research. She focuses on identifying overcharges, markup outliers, and patient advocacy strategies. Expertise: hospital billing patterns, overcharge analysis, patient advocacy.

50 procedures analyzed

CMS price transparency data

Updated 2026-04-03

6.7x

Medicare markup ratio

IN lowestFranciscan Health Lafa...IN highest

6.7x

Avg markup ratio

6.5x

Median markup

Procedures

Check your bill amount

Enter the charge for Franciscan Health Lafayette from your bill to compare against the Medicare average.

No credit card required. Results in 60 seconds.

Compare your bill against the $1,000 Medicare average → Scan your bill

Compare your charges against 4 CMS benchmark datasets — including the rates shown on this page.

Billing patterns — nonprofit-religious

Nonprofit religious hospitals, representing 203 facilities in the dataset, demonstrate an average markup of 5.4x Medicare rates, positioning them in the mid-range compared to other ownership types. These institutions typically maintain standardized charge structures across their health system networks, often reflecting their mission-driven approach to healthcare delivery. Patients at nonprofit religious hospitals may encounter charges above the benchmark for routine procedures, though many offer financial assistance programs and charity care policies that can significantly reduce out-of-pocket expenses for qualifying individuals. Common billing patterns include transparent pricing for elective procedures and comprehensive financial counseling services. The potential difference between listed charges and actual patient responsibility can be substantial, particularly for uninsured patients who may qualify for sliding-scale payment options. Patients should inquire about available financial assistance programs during the admissions process, as these hospitals often have more flexible payment arrangements compared to for-profit facilities, reflecting their tax-exempt status and community benefit obligations.

Pricing grade

High

Avg markup vs Medicare

6.68x

Charge / Medicare rate

Max markup

10.78x

Worst procedure

Procedures analyzed

With pricing data

Outlier procedures

Above 90th percentile

Pricing grades reflect how this hospital's chargemaster (list) rates compare to Medicare reimbursement benchmarks within the same state. Grades measure pricing patterns only — not quality of care, patient outcomes, or clinical performance. A lower grade does not mean a hospital provides inferior care. Based on publicly available federal data. Not endorsed by or affiliated with any government agency.

Procedure	Code	Gross charge	Cash price	Medicare	Markup
PERCUTANEOUS CARDIOVASCULAR PROCEDURES WITH DRUG-ELUTING STENT WITHOUT MCC	247	$123,582	$61,791	—	10.8x
CIRCULATORY DISORDERS EXCEPT AMI, WITH CARDIAC CATHETERIZATION WITHOUT MCC	287	$65,400	$32,700	—	10.4x
MAJOR SMALL AND LARGE BOWEL PROCEDURES WITH CC	330	$164,970	$82,485	—	10.1x
ACUTE MYOCARDIAL INFARCTION, DISCHARGED ALIVE WITH CC	281	$59,412	$29,706	—	10.1x
PERCUTANEOUS CARDIOVASCULAR PROCEDURES WITH DRUG-ELUTING STENT WITH MCC OR 4+ ARTERIES O	246	$211,429	$105,715	—	10.1x
HIP REPLACEMENT WITH PRINCIPAL DIAGNOSIS OF HIP FRACTURE WITHOUT MCC	522	$128,707	$64,354	—	10x
MAJOR HIP AND KNEE JOINT REPLACEMENT OR REATTACHMENT OF LOWER EXTREMITY WITHOUT MCC	470	$123,278	$61,639	—	9.9x
HIP AND FEMUR PROCEDURES EXCEPT MAJOR JOINT WITH CC	481	$104,935	$52,468	—	8.2x
RESPIRATORY NEOPLASMS WITH MCC	180	$92,531	$46,266	—	8.1x
COMBINED ANTERIOR AND POSTERIOR SPINAL FUSION WITHOUT CC/MCC	455	$242,515	$121,258	—	8x
OTHER DIGESTIVE SYSTEM DIAGNOSES WITH MCC	393	$84,473	$42,237	—	7.9x
ESOPHAGITIS, GASTROENTERITIS AND MISCELLANEOUS DIGESTIVE DISORDERS WITH MCC	391	$58,277	$29,139	—	7.8x
PERMANENT CARDIAC PACEMAKER IMPLANT WITH CC	243	$95,607	$47,804	—	7.2x
CARDIAC ARRHYTHMIA AND CONDUCTION DISORDERS WITH CC	309	$32,421	$16,210	—	7.2x
GASTROINTESTINAL HEMORRHAGE WITH CC	378	$45,911	$22,955	—	7.2x
COMBINED ANTERIOR AND POSTERIOR SPINAL FUSION WITH CC	454	$274,727	$137,364	—	7.1x
CARDIAC ARRHYTHMIA AND CONDUCTION DISORDERS WITH MCC	308	$53,222	$26,611	—	7x
INFECTIOUS AND PARASITIC DISEASES WITH O.R. PROCEDURES WITH CC	854	$75,787	$37,893	—	7x
OTHER DIGESTIVE SYSTEM DIAGNOSES WITH CC	394	$39,192	$19,596	—	6.9x
OTHER VASCULAR PROCEDURES WITH MCC	252	$158,632	$79,316	—	6.8x
ESOPHAGITIS, GASTROENTERITIS AND MISCELLANEOUS DIGESTIVE DISORDERS WITHOUT MCC	392	$33,017	$16,508	—	6.7x
ORGANIC DISTURBANCES AND INTELLECTUAL DISABILITY	884	$59,401	$29,700	—	6.7x
MAJOR SMALL AND LARGE BOWEL PROCEDURES WITH MCC	329	$210,877	$105,438	—	6.6x
MISCELLANEOUS DISORDERS OF NUTRITION, METABOLISM, FLUIDS AND ELECTROLYTES WITHOUT MCC	641	$30,940	$15,470	—	6.6x
ACUTE MYOCARDIAL INFARCTION, DISCHARGED ALIVE WITH MCC	280	$66,743	$33,372	—	6.5x
INTRACRANIAL HEMORRHAGE OR CEREBRAL INFARCTION WITH CC OR TPA IN 24 HOURS	065	$39,226	$19,613	—	6.4x
CIRCULATORY DISORDERS EXCEPT AMI, WITH CARDIAC CATHETERIZATION WITH MCC	286	$87,748	$43,874	—	6.3x
HEART FAILURE AND SHOCK WITH MCC	291	$51,481	$25,741	—	6.2x
SEPTICEMIA OR SEVERE SEPSIS WITHOUT MV >96 HOURS WITHOUT MCC	872	$39,923	$19,961	—	6x
SYNCOPE AND COLLAPSE	312	$31,729	$15,865	—	5.9x
SIMPLE PNEUMONIA AND PLEURISY WITH CC	194	$31,611	$15,805	—	5.9x
GASTROINTESTINAL HEMORRHAGE WITH MCC	377	$68,333	$34,167	—	5.7x
KIDNEY AND URINARY TRACT INFECTIONS WITHOUT MCC	690	$28,715	$14,357	—	5.7x
SIMPLE PNEUMONIA AND PLEURISY WITH MCC	193	$44,557	$22,278	—	5.7x
RENAL FAILURE WITH CC	683	$31,886	$15,943	—	5.6x
CELLULITIS WITHOUT MCC	603	$32,264	$16,132	—	5.6x
SEPTICEMIA OR SEVERE SEPSIS WITHOUT MV >96 HOURS WITH MCC	871	$69,874	$34,937	—	5.4x
RENAL FAILURE WITH MCC	682	$51,354	$25,677	—	5.4x
RESPIRATORY SYSTEM DIAGNOSIS WITH VENTILATOR SUPPORT <=96 HOURS	208	$94,864	$47,432	—	5.4x
INFECTIOUS AND PARASITIC DISEASES WITH O.R. PROCEDURES WITH MCC	853	$166,975	$83,487	—	5.2x
PULMONARY EDEMA AND RESPIRATORY FAILURE	189	$40,876	$20,438	—	5x
EXTENSIVE O.R. PROCEDURES UNRELATED TO PRINCIPAL DIAGNOSIS WITH MCC	981	$153,055	$76,528	—	5x
RESPIRATORY INFECTIONS AND INFLAMMATIONS WITH MCC	177	$52,422	$26,211	—	4.9x
MISCELLANEOUS DISORDERS OF NUTRITION, METABOLISM, FLUIDS AND ELECTROLYTES WITH MCC	640	$38,949	$19,474	—	4.8x
INTRACRANIAL HEMORRHAGE OR CEREBRAL INFARCTION WITH MCC	064	$54,788	$27,394	—	4.8x
KIDNEY AND URINARY TRACT INFECTIONS WITH MCC	689	$33,553	$16,777	—	4.7x
SEPTICEMIA OR SEVERE SEPSIS WITH MV >96 HOURS	870	$215,241	$107,620	—	4.6x
OTHER KIDNEY AND URINARY TRACT PROCEDURES WITH MCC	673	$109,745	$54,873	—	4.5x
OTHER KIDNEY AND URINARY TRACT DIAGNOSES WITH MCC	698	$43,128	$21,564	—	4.4x
PULMONARY EMBOLISM WITH MCC OR ACUTE COR PULMONALE	175	$34,919	$17,459	—	3.9x

How FRANCISCAN HEALTH LAFAYETTE compares to nearby hospitals

Comparison based on average markup ratios from federal hospital pricing data (FY 2024). Chargemaster rates are gross charges — they are not what most insured patients pay. Actual costs depend on your insurance plan, negotiated rates, and coverage terms. This comparison is for informational purposes only and does not constitute medical, financial, or legal advice. Verify costs directly with your provider and insurer.

Got a bill from FRANCISCAN HEALTH LAFAYETTE?

Upload your bill and our AI compares every line item against these benchmark prices. Free analysis in 60 seconds. You only pay if we find savings.

Compare plans

Pricing data from federal hospital transparency files and physician fee schedules. Last updated: . All data is publicly available under federal law.

Rates shown are from the 2026 Medicare Physician Fee Schedule and CMS IPPS. BillRazor compares your bill against these data sources. See how it works →

FAQ — nonprofit-religious hospital billing

How do nonprofit religious hospital charges compare to Medicare rates?

Data shows that 203 nonprofit religious hospitals have an average markup of 5.4 times Medicare rates for similar services. These hospitals operate under religious organizational structures while maintaining nonprofit tax status, which provides context for their billing practices and pricing structures.

What does a 5.4x Medicare markup mean for my medical bills?

A 5.4x markup means these hospitals typically charge 5.4 times what Medicare would pay for the same service. For example, if Medicare pays $1,000 for a procedure, the hospital's standard charge would average $5,400, though your actual out-of-pocket costs depend on your insurance coverage and negotiated rates.

Are nonprofit religious hospitals required to offer financial assistance?

Yes, nonprofit hospitals including religious institutions must provide charity care and financial assistance programs as a condition of their tax-exempt status. These hospitals are required to have written financial assistance policies and must make them publicly available, though the specific terms and eligibility requirements vary by institution.

How can I find out the actual charges at a specific nonprofit religious hospital?

Nonprofit hospitals are required to publish their standard charges online, typically called a 'chargemaster' or price transparency list. You can also request a good faith estimate before receiving services, which may show potential differences between standard charges and what you might actually pay based on your insurance coverage.

Related pricing data

IN hospital rankingsCompare all hospitals in IN

Lafayette, IN costsCity-level pricing data

Got a bill from Franciscan Health Lafayette?

Free guides to help you take action

How to Negotiate a Hospital BillStep-by-step scripts and strategies to reduce your bill by 30-70%.

How to Get an Itemized Bill40-80% of medical bills contain errors. Here's how to find them.

Can't Afford Your Hospital Bill?From billing errors to financial assistance — your complete action plan.

Hospital Financial Assistance ProgramsNonprofit hospitals must offer charity care. Here's how to qualify.

Data: Federal hospital pricing data, updated annually. All data publicly available under federal law.

Methodology: Hospital gross charges divided by Medicare payment for the same DRG. A ratio of 3.0x means the hospital's listed price is 3 times what Medicare pays. Chargemaster rates are list prices — they are not what most insured patients pay. Grades measure pricing patterns only — not quality of care or clinical performance.

This information is for educational purposes only and is not medical, financial, or legal advice. Actual costs depend on your insurance and provider. We recommend verifying costs directly with your provider. Full methodology · Terms of use