LUTHERAN HOSPITAL OF INDIANA
FORT WAYNE, IN 46804 · Acute Care Hospitals
86 procedures with CMS pricing data · Source: CMS IPPS Provider Summary, FY2024
By BillRazor Research · Last updated March 27, 2026 · Methodology
Procedures Analyzed
86
With CMS pricing data
Avg Charge-to-Medicare Ratio
9.3x
Chargemaster ÷ Medicare
CMS Quality Rating
Patient experience & outcomes
Hospital Type
Acute Care Hospitals
Proprietary
Above 90th Percentile
7%
Compared to IN hospitals
Understanding Your Costs
When you receive a bill from LUTHERAN HOSPITAL OF INDIANA, you are typically seeing the hospital's “chargemaster” rate — its published list price for each service. According to CMS data, LUTHERAN HOSPITAL OF INDIANA lists chargemaster rates that average 9.3x the corresponding Medicare reimbursement amount across 86 procedures with publicly available pricing data (Source: CMS IPPS Provider Summary, FY2024).
The median hospital in IN has a chargemaster-to-Medicare ratio of 5.0x, with ratios across the state ranging from 1.6x to 13.0x. At 9.3x, this facility’s average ratio is above the state median. 80 hospitals in IN report pricing data to CMS (Source: CMS IPPS Provider Summary).
The procedure with the largest gap between the listed price and Medicare reimbursement at LUTHERAN HOSPITAL OF INDIANA is EXTRACRANIAL PROCEDURES WITHOUT CC/MCC (DRG 039). The listed chargemaster rate is $108,669, while Medicare reimburses $7,024 for the same procedure — a ratio of 15.5x (Source: CMS IPPS Provider Summary, FY2024).
What does this actually mean for your bill? Chargemaster rates are rarely what patients pay. If you have insurance, your insurer has negotiated a separate rate — often 40–60% less than the listed price. If you are uninsured, you may be able to negotiate directly with the hospital or request financial assistance. The chargemaster-to-Medicare ratio is a useful reference point for understanding listed pricing, but it does not represent what most patients will owe out of pocket.
6 of 86 procedures (7%) at this facility have listed rates above the 90th percentile compared to other IN hospitals reporting the same procedure data to CMS (Source: CMS IPPS Provider Summary).
LUTHERAN HOSPITAL OF INDIANA is a proprietary acute care hospitals facility with a CMS quality rating of 2/5 stars. Note: CMS quality ratings measure patient outcomes and experience, not pricing. A hospital with high listed prices may provide excellent care, and pricing data alone should not be used to evaluate the quality of a healthcare provider.
Listed Chargemaster Rates vs Medicare Reimbursement — Top Procedures by Ratio
Source: CMS IPPS Provider Summary, FY2024. Chargemaster rates are list prices and may not reflect actual patient costs.
Procedure Pricing Lookup
Search for a specific procedure or DRG code to see listed chargemaster rates and Medicare reimbursement amounts.
| Procedure | DRG | Listed Charge | Medicare Reimb. | Ratio | State Position | |
|---|---|---|---|---|---|---|
| EXTRACRANIAL PROCEDURES WITHOUT CC/MCC | 039 | $108,669 | $7,024 | 15.5x | 1th | Compare your bill |
| CERVICAL SPINAL FUSION WITH CC | 472 | $274,374 | $18,309 | 15.0x | 1th | Compare your bill |
| SPINAL FUSION EXCEPT CERVICAL WITHOUT MCC | 460 | $390,695 | $27,239 | 14.3x | 1th | Compare your bill |
| LAPAROSCOPIC CHOLECYSTECTOMY WITHOUT C.D.E. WITH CC | 418 | $145,351 | $10,696 | 13.6x | 1th | Compare your bill |
| CORONARY BYPASS WITHOUT CARDIAC CATHETERIZATION WITHOUT MCC | 236 | $366,732 | $27,376 | 13.4x | 1th | Compare your bill |
| INTRACRANIAL HEMORRHAGE OR CEREBRAL INFARCTION WITHOUT CC/MCC | 066 | $47,912 | $3,743 | 12.8x | 1th | Compare your bill |
| CIRCULATORY DISORDERS EXCEPT AMI, WITH CARDIAC CATHETERIZATION WITHOUT MCC | 287 | $88,482 | $7,004 | 12.6x | 1th | Compare your bill |
| ACUTE MYOCARDIAL INFARCTION, DISCHARGED ALIVE WITH CC | 281 | $64,089 | $5,334 | 12.0x | 1th | Compare your bill |
| MISCELLANEOUS DISORDERS OF NUTRITION, METABOLISM, FLUIDS AND ELECTROLYTES WITHOUT MCC | 641 | $53,478 | $4,458 | 12.0x | 1th | Compare your bill |
| OTHER VASCULAR PROCEDURES WITH CC | 253 | $224,636 | $18,751 | 12.0x | 1th | Compare your bill |
| PERMANENT CARDIAC PACEMAKER IMPLANT WITH CC | 243 | $213,919 | $17,996 | 11.9x | 1th | Compare your bill |
| CORONARY BYPASS WITHOUT CARDIAC CATHETERIZATION WITH MCC | 235 | $471,074 | $40,713 | 11.6x | 1th | Compare your bill |
| CHRONIC OBSTRUCTIVE PULMONARY DISEASE WITH MCC | 190 | $75,787 | $6,674 | 11.4x | 1th | Compare your bill |
| PERCUTANEOUS CARDIOVASCULAR PROCEDURES WITH DRUG-ELUTING STENT WITHOUT MCC | 247 | $139,683 | $12,359 | 11.3x | 1th | Compare your bill |
| ESOPHAGITIS, GASTROENTERITIS AND MISCELLANEOUS DIGESTIVE DISORDERS WITHOUT MCC | 392 | $47,335 | $4,237 | 11.2x | 1th | Compare your bill |
| BRONCHITIS AND ASTHMA WITH CC/MCC | 202 | $62,447 | $5,633 | 11.1x | 1th | Compare your bill |
| HIP REPLACEMENT WITH PRINCIPAL DIAGNOSIS OF HIP FRACTURE WITHOUT MCC | 522 | $151,803 | $13,915 | 10.9x | 1th | Compare your bill |
| HIP AND FEMUR PROCEDURES EXCEPT MAJOR JOINT WITH CC | 481 | $154,273 | $14,168 | 10.9x | 1th | Compare your bill |
| RENAL FAILURE WITH MCC | 682 | $99,625 | $9,189 | 10.8x | 1th | Compare your bill |
| CARDIAC ARRHYTHMIA AND CONDUCTION DISORDERS WITH CC | 309 | $43,896 | $4,183 | 10.5x | 1th | Compare your bill |
| HIP AND FEMUR PROCEDURES EXCEPT MAJOR JOINT WITH MCC | 480 | $218,606 | $20,869 | 10.5x | 1th | Compare your bill |
| OTHER MAJOR CARDIOVASCULAR PROCEDURES WITH CC | 271 | $240,503 | $23,180 | 10.4x | 1th | Compare your bill |
| PULMONARY EMBOLISM WITH MCC OR ACUTE COR PULMONALE | 175 | $92,414 | $9,005 | 10.3x | 1th | Compare your bill |
| SEPTICEMIA OR SEVERE SEPSIS WITHOUT MV >96 HOURS WITHOUT MCC | 872 | $60,290 | $5,908 | 10.2x | 1th | Compare your bill |
| PERIPHERAL VASCULAR DISORDERS WITH CC | 300 | $67,404 | $6,607 | 10.2x | 1th | Compare your bill |
| OTHER DIGESTIVE SYSTEM DIAGNOSES WITH CC | 394 | $57,561 | $5,661 | 10.2x | 1th | Compare your bill |
| SIMPLE PNEUMONIA AND PLEURISY WITH CC | 194 | $46,501 | $4,605 | 10.1x | 1th | Compare your bill |
| MAJOR SMALL AND LARGE BOWEL PROCEDURES WITH MCC | 329 | $282,300 | $28,566 | 9.9x | 1th | Compare your bill |
| CHEST PAIN | 313 | $38,801 | $3,983 | 9.7x | 1th | Compare your bill |
| SIMPLE PNEUMONIA AND PLEURISY WITH MCC | 193 | $77,783 | $8,007 | 9.7x | 1th | Compare your bill |
| CIRCULATORY DISORDERS EXCEPT AMI, WITH CARDIAC CATHETERIZATION WITH MCC | 286 | $138,617 | $14,374 | 9.6x | 1th | Compare your bill |
| ACUTE MYOCARDIAL INFARCTION, DISCHARGED ALIVE WITH MCC | 280 | $90,415 | $9,459 | 9.6x | 1th | Compare your bill |
| CRANIOTOMY AND ENDOVASCULAR INTRACRANIAL PROCEDURES WITH MCC | 025 | $277,372 | $29,121 | 9.5x | 1th | Compare your bill |
| INFECTIOUS AND PARASITIC DISEASES WITH O.R. PROCEDURES WITH CC | 854 | $144,201 | $15,189 | 9.5x | 1th | Compare your bill |
| GASTROINTESTINAL HEMORRHAGE WITH MCC | 377 | $101,185 | $10,694 | 9.5x | 1th | Compare your bill |
| PERCUTANEOUS AND OTHER INTRACARDIAC PROCEDURES WITHOUT MCC | 274 | $207,823 | $22,067 | 9.4x | 1th | Compare your bill |
| CAROTID ARTERY STENT PROCEDURES WITHOUT CC/MCC | 036 | $110,025 | $11,780 | 9.3x | 1th | Compare your bill |
| PERMANENT CARDIAC PACEMAKER IMPLANT WITH MCC | 242 | $219,719 | $23,613 | 9.3x | 1th | Compare your bill |
| KIDNEY AND URINARY TRACT INFECTIONS WITHOUT MCC | 690 | $44,625 | $4,799 | 9.3x | 1th | Compare your bill |
| MAJOR SMALL AND LARGE BOWEL PROCEDURES WITH CC | 330 | $136,115 | $14,654 | 9.3x | 1th | Compare your bill |
| INTRACRANIAL HEMORRHAGE OR CEREBRAL INFARCTION WITH CC OR TPA IN 24 HOURS | 065 | $53,871 | $5,816 | 9.3x | 1th | Compare your bill |
| PERCUTANEOUS CARDIOVASCULAR PROCEDURES WITH DRUG-ELUTING STENT WITH MCC OR 4+ ARTERIES O | 246 | $176,625 | $19,087 | 9.3x | 1th | Compare your bill |
| INFECTIOUS AND PARASITIC DISEASES WITH O.R. PROCEDURES WITH MCC | 853 | $310,252 | $33,780 | 9.2x | 1th | Compare your bill |
| OTHER VASCULAR PROCEDURES WITH MCC | 252 | $210,111 | $22,920 | 9.2x | 1th | Compare your bill |
| GASTROINTESTINAL OBSTRUCTION WITH CC | 389 | $39,823 | $4,349 | 9.2x | 1th | Compare your bill |
| DIABETES WITH MCC | 637 | $81,359 | $9,020 | 9.0x | 1th | Compare your bill |
| CARDIAC ARRHYTHMIA AND CONDUCTION DISORDERS WITHOUT CC/MCC | 310 | $27,042 | $3,035 | 8.9x | 1th | Compare your bill |
| DISORDERS OF THE BILIARY TRACT WITH MCC | 444 | $97,698 | $11,002 | 8.9x | 1th | Compare your bill |
| HEART FAILURE AND SHOCK WITH MCC | 291 | $71,702 | $8,123 | 8.8x | 1th | Compare your bill |
| SEIZURES WITH MCC | 100 | $111,408 | $12,951 | 8.6x | 1th | Compare your bill |
Showing 50 of 86 procedures
All data from CMS IPPS Provider Summary, FY2024. Chargemaster rates are list prices and may not reflect actual patient costs.
Statewide Context
Charge-to-Medicare ratio range across IN hospitals
80 hospitals in IN report pricing data to CMS. This facility's average ratio of 9.3x places it at the upper-middle range of the state range (Source: CMS IPPS Provider Summary).
What You Can Do
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How it worksData: CMS Inpatient Prospective Payment System (IPPS) Provider Summary, FY2024. All data is publicly available under federal law (45 CFR Part 180).
Important: Listed chargemaster rates are not what most insured patients pay. Actual costs depend on your insurance plan's negotiated rates, deductibles, and coverage terms. This information is for educational purposes only and does not constitute medical, legal, or financial advice.
Frequently Asked Questions About LUTHERAN HOSPITAL OF INDIANA
How much does LUTHERAN HOSPITAL OF INDIANA charge compared to Medicare?
According to CMS IPPS data, LUTHERAN HOSPITAL OF INDIANA's listed chargemaster rates average 9.3x the Medicare reimbursement amount across 86 procedures. Chargemaster rates are list prices and are not what most insured patients pay — actual costs depend on insurance negotiations and coverage terms.
What is the most expensive procedure at LUTHERAN HOSPITAL OF INDIANA?
The procedure with the highest chargemaster-to-Medicare ratio at LUTHERAN HOSPITAL OF INDIANA is EXTRACRANIAL PROCEDURES WITHOUT CC/MCC (DRG 039), with a listed charge of $108,669 compared to Medicare reimbursement of $7,024 — a ratio of 15.5x. Source: CMS IPPS Provider Summary.
Is LUTHERAN HOSPITAL OF INDIANA expensive compared to other IN hospitals?
LUTHERAN HOSPITAL OF INDIANA's average chargemaster-to-Medicare ratio is 9.3x. Ratios vary significantly across IN hospitals. This ratio reflects listed chargemaster prices, not what patients actually pay. CMS quality ratings, which measure patient outcomes and experience, are separate from pricing data.
Where does the pricing data for LUTHERAN HOSPITAL OF INDIANA come from?
All pricing data comes from the Centers for Medicare & Medicaid Services (CMS) Inpatient Prospective Payment System (IPPS) Provider Summary, published under federal price transparency law (45 CFR Part 180). This data is publicly available and updated annually.
How can I check if my bill from LUTHERAN HOSPITAL OF INDIANA is correct?
You can upload your bill to BillRazor for a free comparison against publicly available Medicare reimbursement data. Our system analyzes every line item in 60 seconds. Research suggests 49-80% of hospital bills contain errors, including duplicate charges, incorrect procedure codes, and unbundling.
Does LUTHERAN HOSPITAL OF INDIANA in FORT WAYNE, IN accept Medicare?
LUTHERAN HOSPITAL OF INDIANA is included in the CMS IPPS Provider Summary, which covers Medicare-participating hospitals. For specific coverage questions, contact LUTHERAN HOSPITAL OF INDIANA directly or check with your insurance provider.
Data sourced from CMS IPPS Provider Summary, FY2024. All information is for educational purposes only.