Memorial Healthcare System, Inc
Memorial Healthcare System, Inc in Chattanooga, TN charges 5.9x the Medicare reimbursement rate across 155 analyzed procedures, reflecting typical pricing patterns for nonprofit-religious hospitals in the region.
Chattanooga, TN 37404 · Acute Care Hospitals · CMS Rating: 4/5
About the analyst
Michael Glenn reviews CMS datasets and drug pricing at BillRazor Research. He focuses on NADAC acquisition costs and procedure coding accuracy. Expertise: drug pricing, NADAC data, CPT coding.
No credit card required. Results in 60 seconds.
Billing patterns — nonprofit-religious
Nonprofit religious hospitals, representing 203 facilities in the dataset, demonstrate an average markup of 5.4x Medicare rates, positioning them in the mid-range compared to other ownership types. These institutions typically maintain standardized charge structures across their health system networks, often reflecting their mission-driven approach to healthcare delivery. Patients at nonprofit religious hospitals may encounter charges above the benchmark for routine procedures, though many offer financial assistance programs and charity care policies that can significantly reduce out-of-pocket expenses for qualifying individuals. Common billing patterns include transparent pricing for elective procedures and comprehensive financial counseling services. The potential difference between listed charges and actual patient responsibility can be substantial, particularly for uninsured patients who may qualify for sliding-scale payment options. Patients should inquire about available financial assistance programs during the admissions process, as these hospitals often have more flexible payment arrangements compared to for-profit facilities, reflecting their tax-exempt status and community benefit obligations.
Pricing grade
D
High
Avg markup vs Medicare
5.9x
Charge / Medicare rate
Max markup
13.23x
Worst procedure
Procedures analyzed
155
With pricing data
Outlier procedures
0%
Above 90th percentile
Pricing grades reflect how this hospital's chargemaster (list) rates compare to Medicare reimbursement benchmarks within the same state. Grades measure pricing patterns only — not quality of care, patient outcomes, or clinical performance. A lower grade does not mean a hospital provides inferior care. Based on publicly available federal data. Not endorsed by or affiliated with any government agency.
| Procedure | Code | Gross charge | Cash price | Medicare | Markup |
|---|---|---|---|---|---|
| ACUTE MYOCARDIAL INFARCTION, DISCHARGED ALIVE WITHOUT CC/MCC | 282 | $37,778 | $18,889 | — | 13.2x |
| INTRACRANIAL HEMORRHAGE OR CEREBRAL INFARCTION WITHOUT CC/MCC | 066 | $31,004 | $15,502 | — | 11.6x |
| CIRCULATORY DISORDERS EXCEPT AMI, WITH CARDIAC CATHETERIZATION WITHOUT MCC | 287 | $50,270 | $25,135 | — | 10.4x |
| CARDIAC ARRHYTHMIA AND CONDUCTION DISORDERS WITHOUT CC/MCC | 310 | $20,644 | $10,322 | — | 10.2x |
| PERCUTANEOUS CARDIOVASCULAR PROCEDURES WITH DRUG-ELUTING STENT WITHOUT MCC | 247 | $92,188 | $46,094 | — | 10x |
| TRANSIENT ISCHEMIA WITHOUT THROMBOLYTIC | 069 | $37,785 | $18,892 | — | 9.6x |
| PULMONARY EMBOLISM WITHOUT MCC | 176 | $33,742 | $16,871 | — | 9.3x |
| RED BLOOD CELL DISORDERS WITHOUT MCC | 812 | $36,880 | $18,440 | — | 9.2x |
| CHEST PAIN | 313 | $30,333 | $15,166 | — | 9.2x |
| INTRACRANIAL HEMORRHAGE OR CEREBRAL INFARCTION WITH CC OR TPA IN 24 HOURS | 065 | $39,253 | $19,627 | — | 8.8x |
| HYPERTENSION WITHOUT MCC | 305 | $27,971 | $13,985 | — | 8.8x |
| ACUTE MYOCARDIAL INFARCTION, DISCHARGED ALIVE WITH CC | 281 | $37,750 | $18,875 | — | 8.4x |
| CARDIAC ARRHYTHMIA AND CONDUCTION DISORDERS WITH CC | 309 | $26,932 | $13,466 | — | 8.4x |
| POISONING AND TOXIC EFFECTS OF DRUGS WITH MCC | 917 | $63,319 | $31,659 | — | 8.4x |
| GASTROINTESTINAL OBSTRUCTION WITHOUT CC/MCC | 390 | $17,102 | $8,551 | — | 8.3x |
| SEIZURES WITHOUT MCC | 101 | $31,546 | $15,773 | — | 8.2x |
| FRACTURE, SPRAIN, STRAIN AND DISLOCATION EXCEPT FEMUR, HIP, PELVIS AND THIGH WITH MCC | 562 | $49,562 | $24,781 | — | 8.1x |
| ISCHEMIC STROKE, PRECEREBRAL OCCLUSION OR TRANSIENT ISCHEMIA WITH THROMBOLYTIC AGENT WIT | 062 | $77,614 | $38,807 | — | 8.1x |
| MEDICAL BACK PROBLEMS WITHOUT MCC | 552 | $34,026 | $17,013 | — | 7.9x |
| MAJOR HEMATOLOGICAL AND IMMUNOLOGICAL DIAGNOSES EXCEPT SICKLE CELL CRISIS AND COAGULATIO | 808 | $134,446 | $67,223 | — | 7.8x |
| OTHER DISORDERS OF NERVOUS SYSTEM WITH CC | 092 | $34,770 | $17,385 | — | 7.7x |
| NONSPECIFIC CEREBROVASCULAR DISORDERS WITH CC | 071 | $38,342 | $19,171 | — | 7.5x |
| DIGESTIVE MALIGNANCY WITH CC | 375 | $38,740 | $19,370 | — | 7.5x |
| SIMPLE PNEUMONIA AND PLEURISY WITH CC | 194 | $26,730 | $13,365 | — | 7.5x |
| SYNCOPE AND COLLAPSE | 312 | $29,719 | $14,860 | — | 7.5x |
| MISCELLANEOUS DISORDERS OF NUTRITION, METABOLISM, FLUIDS AND ELECTROLYTES WITHOUT MCC | 641 | $25,950 | $12,975 | — | 7.4x |
| INTERSTITIAL LUNG DISEASE WITH MCC | 196 | $57,761 | $28,880 | — | 7.3x |
| COMPLICATIONS OF TREATMENT WITH MCC | 919 | $57,529 | $28,764 | — | 7.3x |
| CRANIOTOMY AND ENDOVASCULAR INTRACRANIAL PROCEDURES WITH MCC | 025 | $160,709 | $80,355 | — | 7.3x |
| EXTENSIVE O.R. PROCEDURES UNRELATED TO PRINCIPAL DIAGNOSIS WITH CC | 982 | $94,467 | $47,233 | — | 7.3x |
| ESOPHAGITIS, GASTROENTERITIS AND MISCELLANEOUS DIGESTIVE DISORDERS WITHOUT MCC | 392 | $24,024 | $12,012 | — | 7.2x |
| CORONARY BYPASS WITHOUT CARDIAC CATHETERIZATION WITHOUT MCC | 236 | $145,203 | $72,602 | — | 7.2x |
| ECMO OR TRACHEOSTOMY WITH MV >96 HOURS OR PRINCIPAL DIAGNOSIS EXCEPT FACE, MOUTH AND NEC | 003 | $829,443 | $414,721 | — | 7.2x |
| DISORDERS OF LIVER EXCEPT MALIGNANCY, CIRRHOSIS OR ALCOHOLIC HEPATITIS WITH CC | 442 | $36,295 | $18,147 | — | 7.2x |
| CARDIAC VALVE AND OTHER MAJOR CARDIOTHORACIC PROCEDURES WITHOUT CARDIAC CATHETERIZATION | 220 | $210,894 | $105,447 | — | 7.1x |
| COAGULATION DISORDERS | 813 | $64,317 | $32,159 | — | 7x |
| GASTROINTESTINAL HEMORRHAGE WITH CC | 378 | $32,927 | $16,463 | — | 7x |
| DISORDERS OF PANCREAS EXCEPT MALIGNANCY WITH MCC | 438 | $70,357 | $35,178 | — | 6.9x |
| PERCUTANEOUS CARDIOVASCULAR PROCEDURES WITH DRUG-ELUTING STENT WITH MCC OR 4+ ARTERIES O | 246 | $116,403 | $58,201 | — | 6.7x |
| MAJOR JOINT OR LIMB REATTACHMENT PROCEDURES OF UPPER EXTREMITIES | 483 | $80,375 | $40,187 | — | 6.7x |
| DIABETES WITH CC | 638 | $26,659 | $13,330 | — | 6.6x |
| KIDNEY AND URINARY TRACT INFECTIONS WITHOUT MCC | 690 | $24,487 | $12,244 | — | 6.6x |
| DEGENERATIVE NERVOUS SYSTEM DISORDERS WITHOUT MCC | 057 | $37,772 | $18,886 | — | 6.5x |
| CHRONIC OBSTRUCTIVE PULMONARY DISEASE WITH MCC | 190 | $35,403 | $17,702 | — | 6.5x |
| CORONARY BYPASS WITH CARDIAC CATHETERIZATION OR OPEN ABLATION WITHOUT MCC | 234 | $189,079 | $94,539 | — | 6.5x |
| PULMONARY EDEMA AND RESPIRATORY FAILURE | 189 | $39,885 | $19,943 | — | 6.5x |
| EXTRACRANIAL PROCEDURES WITHOUT CC/MCC | 039 | $35,925 | $17,962 | — | 6.5x |
| OTHER KIDNEY AND URINARY TRACT DIAGNOSES WITH CC | 699 | $29,642 | $14,821 | — | 6.4x |
| CELLULITIS WITHOUT MCC | 603 | $24,201 | $12,101 | — | 6.3x |
| CARDIAC VALVE AND OTHER MAJOR CARDIOTHORACIC PROCEDURES WITHOUT CARDIAC CATHETERIZATION | 219 | $286,813 | $143,406 | — | 6.3x |
Showing 50 of 155 procedures
How MEMORIAL HEALTHCARE SYSTEM, INC compares to nearby hospitals
Comparison based on average markup ratios from federal hospital pricing data (FY 2024). Chargemaster rates are gross charges — they are not what most insured patients pay. Actual costs depend on your insurance plan, negotiated rates, and coverage terms. This comparison is for informational purposes only and does not constitute medical, financial, or legal advice. Verify costs directly with your provider and insurer.
Got a bill from MEMORIAL HEALTHCARE SYSTEM, INC?
Upload your bill and our AI compares every line item against these benchmark prices. Free analysis in 60 seconds. You only pay if we find savings.
Pricing data from federal hospital transparency files and physician fee schedules. Last updated: . All data is publicly available under federal law.
FAQ — nonprofit-religious hospital billing
How do nonprofit religious hospital charges compare to Medicare rates?
What does a 5.4x Medicare markup mean for my medical bills?
Are nonprofit religious hospitals required to offer financial assistance?
How can I find out the actual charges at a specific nonprofit religious hospital?
Related pricing data
Got a bill from Memorial Healthcare System, Inc?
Free guides to help you take action
Data: Federal hospital pricing data, updated annually. All data publicly available under federal law.
Methodology: Hospital gross charges divided by Medicare payment for the same DRG. A ratio of 3.0x means the hospital's listed price is 3 times what Medicare pays. Chargemaster rates are list prices — they are not what most insured patients pay. Grades measure pricing patterns only — not quality of care or clinical performance.
This information is for educational purposes only and is not medical, financial, or legal advice. Actual costs depend on your insurance and provider. We recommend verifying costs directly with your provider. Full methodology · Terms of use