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NAPLES COMMUNITY HOSPITAL

NAPLES, FL 34102 · Acute Care Hospitals

222 procedures with CMS pricing data · Source: CMS IPPS Provider Summary, FY2024

By BillRazor Research · Last updated March 26, 2026 · Methodology

Procedures Analyzed

222

With CMS pricing data

Avg Charge-to-Medicare Ratio

6.5x

Chargemaster ÷ Medicare

CMS Quality Rating

Patient experience & outcomes

Hospital Type

Acute Care Hospitals

Voluntary non-profit - Private

Above 90th Percentile

0%

Compared to FL hospitals

Understanding Your Costs

When you receive a bill from NAPLES COMMUNITY HOSPITAL, you are typically seeing the hospital's “chargemaster” rate — its published list price for each service. According to CMS data, NAPLES COMMUNITY HOSPITAL lists chargemaster rates that average 6.5x the corresponding Medicare reimbursement amount across 222 procedures with publicly available pricing data (Source: CMS IPPS Provider Summary, FY2024).

The median hospital in FL has a chargemaster-to-Medicare ratio of 8.6x, with ratios across the state ranging from 1.0x to 20.0x. At 6.5x, this facility’s average ratio is below the state median. 165 hospitals in FL report pricing data to CMS (Source: CMS IPPS Provider Summary).

The procedure with the largest gap between the listed price and Medicare reimbursement at NAPLES COMMUNITY HOSPITAL is INTRACRANIAL HEMORRHAGE OR CEREBRAL INFARCTION WITHOUT CC/MCC (DRG 066). The listed chargemaster rate is $40,036, while Medicare reimburses $3,350 for the same procedure — a ratio of 11.9x (Source: CMS IPPS Provider Summary, FY2024).

What does this actually mean for your bill? Chargemaster rates are rarely what patients pay. If you have insurance, your insurer has negotiated a separate rate — often 40–60% less than the listed price. If you are uninsured, you may be able to negotiate directly with the hospital or request financial assistance. The chargemaster-to-Medicare ratio is a useful reference point for understanding listed pricing, but it does not represent what most patients will owe out of pocket.

NAPLES COMMUNITY HOSPITAL is a voluntary non-profit - private acute care hospitals facility with a CMS quality rating of 3/5 stars. Note: CMS quality ratings measure patient outcomes and experience, not pricing. A hospital with high listed prices may provide excellent care, and pricing data alone should not be used to evaluate the quality of a healthcare provider.

Listed Chargemaster Rates vs Medicare Reimbursement — Top Procedures by Ratio

Listed Chargemaster Rate Medicare Reimbursement

Source: CMS IPPS Provider Summary, FY2024. Chargemaster rates are list prices and may not reflect actual patient costs.

Procedure Pricing Lookup

Search for a specific procedure or DRG code to see listed chargemaster rates and Medicare reimbursement amounts.

ProcedureDRGListed ChargeMedicare Reimb.RatioState Position
INTRACRANIAL HEMORRHAGE OR CEREBRAL INFARCTION WITHOUT CC/MCC066$40,036$3,35011.9x
1th
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DISORDERS OF THE BILIARY TRACT WITH MCC444$113,495$9,79211.6x
1th
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ACUTE MYOCARDIAL INFARCTION, DISCHARGED ALIVE WITHOUT CC/MCC282$44,448$3,87311.5x
1th
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DISORDERS OF PANCREAS EXCEPT MALIGNANCY WITHOUT CC/MCC440$32,885$2,92711.2x
1th
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PERCUTANEOUS CARDIOVASCULAR PROCEDURES WITH INTRALUMINAL DEVICE WITHOUT MCC322$108,422$9,84611.0x
1th
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OTITIS MEDIA AND URI WITHOUT MCC153$39,719$3,77810.5x
1th
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CHRONIC OBSTRUCTIVE PULMONARY DISEASE WITHOUT CC/MCC192$38,371$3,70110.4x
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DYSEQUILIBRIUM149$40,530$4,0719.9x
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GASTROINTESTINAL HEMORRHAGE WITHOUT CC/MCC379$31,131$3,2009.7x
1th
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CIRCULATORY DISORDERS EXCEPT AMI, WITH CARDIAC CATHETERIZATION WITHOUT MCC287$60,795$6,3039.6x
1th
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ATHEROSCLEROSIS WITHOUT MCC303$34,370$3,7959.1x
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NONSPECIFIC CEREBROVASCULAR DISORDERS WITHOUT CC/MCC072$38,687$4,3548.9x
1th
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TRANSIENT ISCHEMIA WITHOUT THROMBOLYTIC069$39,263$4,4228.9x
0th
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LAPAROSCOPIC CHOLECYSTECTOMY WITHOUT C.D.E. WITHOUT CC/MCC419$69,084$7,8458.8x
1th
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HEADACHES WITHOUT MCC103$41,808$4,7688.8x
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CARDIAC ARRHYTHMIA AND CONDUCTION DISORDERS WITHOUT CC/MCC310$24,389$2,8028.7x
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OTHER DISORDERS OF NERVOUS SYSTEM WITH CC092$54,169$6,2668.7x
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SIMPLE PNEUMONIA AND PLEURISY WITHOUT CC/MCC195$28,604$3,3058.7x
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GASTROINTESTINAL OBSTRUCTION WITHOUT CC/MCC390$24,921$2,8878.6x
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DISORDERS OF PANCREAS EXCEPT MALIGNANCY WITH MCC438$89,326$10,3598.6x
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INTRACRANIAL HEMORRHAGE OR CEREBRAL INFARCTION WITH CC OR TPA IN 24 HOURS065$49,935$5,8228.6x
1th
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RENAL FAILURE WITHOUT CC/MCC684$26,652$3,1258.5x
1th
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OTHER DIGESTIVE SYSTEM DIAGNOSES WITHOUT CC/MCC395$31,315$3,6868.5x
0th
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KIDNEY AND URETER PROCEDURES FOR NON-NEOPLASM WITHOUT CC/MCC661$47,696$5,7148.3x
1th
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INFLAMMATORY BOWEL DISEASE WITH CC386$45,338$5,5468.2x
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OTHER DIGESTIVE SYSTEM DIAGNOSES WITH CC394$45,189$5,5278.2x
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SIMPLE PNEUMONIA AND PLEURISY WITH CC194$39,048$4,7818.2x
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BONE DISEASES AND ARTHROPATHIES WITHOUT MCC554$37,644$4,6368.1x
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ESOPHAGITIS, GASTROENTERITIS AND MISCELLANEOUS DIGESTIVE DISORDERS WITHOUT MCC392$36,110$4,4608.1x
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MAJOR GASTROINTESTINAL DISORDERS AND PERITONEAL INFECTIONS WITH CC372$46,016$5,6988.1x
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ALCOHOL, DRUG ABUSE OR DEPENDENCE WITHOUT REHABILITATION THERAPY WITHOUT MCC897$38,728$4,8028.1x
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KIDNEY AND URINARY TRACT INFECTIONS WITHOUT MCC690$35,503$4,4737.9x
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EXTENSIVE O.R. PROCEDURES UNRELATED TO PRINCIPAL DIAGNOSIS WITH CC982$113,401$14,2977.9x
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OTHER DIGESTIVE SYSTEM O.R. PROCEDURES WITH CC357$106,724$13,4577.9x
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TRAUMATIC STUPOR AND COMA >1 HOUR WITH CC083$62,094$7,8327.9x
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CIRRHOSIS AND ALCOHOLIC HEPATITIS WITH CC433$49,772$6,2947.9x
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PERCUTANEOUS CARDIOVASCULAR PROCEDURES WITH DRUG-ELUTING STENT WITHOUT MCC247$95,253$12,1507.8x
0th
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SEPTICEMIA OR SEVERE SEPSIS WITHOUT MV >96 HOURS WITHOUT MCC872$46,927$6,0137.8x
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OTHER MUSCULOSKELETAL SYSTEM AND CONNECTIVE TISSUE DIAGNOSES WITH CC565$40,758$5,2667.7x
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ENDOCRINE DISORDERS WITH CC644$45,274$5,9187.7x
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CARDIAC VALVE AND OTHER MAJOR CARDIOTHORACIC PROCEDURES WITHOUT CARDIAC CATHETERIZATION219$411,909$53,8597.7x
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CHRONIC OBSTRUCTIVE PULMONARY DISEASE WITH CC191$39,557$5,1697.7x
1th
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MAJOR SMALL AND LARGE BOWEL PROCEDURES WITHOUT CC/MCC331$75,222$9,8557.6x
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SEIZURES WITHOUT MCC101$39,170$5,1407.6x
1th
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MEDICAL BACK PROBLEMS WITHOUT MCC552$40,477$5,3097.6x
1th
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MALIGNANCY OF HEPATOBILIARY SYSTEM OR PANCREAS WITH CC436$46,632$6,1327.6x
0th
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CHEST PAIN313$30,401$4,0077.6x
0th
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ISCHEMIC STROKE, PRECEREBRAL OCCLUSION OR TRANSIENT ISCHEMIA WITH THROMBOLYTIC AGENT WIT062$81,678$10,7927.6x
0th
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MALIGNANCY OF HEPATOBILIARY SYSTEM OR PANCREAS WITH MCC435$85,974$11,3517.6x
1th
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DISORDERS OF THE BILIARY TRACT WITH CC445$49,045$6,4977.5x
0th
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Showing 50 of 222 procedures

All data from CMS IPPS Provider Summary, FY2024. Chargemaster rates are list prices and may not reflect actual patient costs.

Statewide Context

Charge-to-Medicare ratio range across FL hospitals

1.0x
Median: 8.6x
20.0x
6.5x

165 hospitals in FL report pricing data to CMS. This facility's average ratio of 6.5x places it at the lower-middle range of the state range (Source: CMS IPPS Provider Summary).

What You Can Do

Compare Your Bill

Upload your bill and our system compares every line item against CMS reimbursement data. Free, takes 60 seconds.

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Request an Itemized Bill

Federal law entitles you to a detailed breakdown of every charge. If you haven't received one, knowing what to ask for is the first step.

Learn how

Check for Common Errors

Research suggests 49-80% of hospital bills contain errors — from duplicate charges to incorrect procedure codes.

How it works

Data: CMS Inpatient Prospective Payment System (IPPS) Provider Summary, FY2024. All data is publicly available under federal law (45 CFR Part 180).

Important: Listed chargemaster rates are not what most insured patients pay. Actual costs depend on your insurance plan's negotiated rates, deductibles, and coverage terms. This information is for educational purposes only and does not constitute medical, legal, or financial advice.

Read our methodology·Report a data error

Frequently Asked Questions About NAPLES COMMUNITY HOSPITAL

How much does NAPLES COMMUNITY HOSPITAL charge compared to Medicare?

According to CMS IPPS data, NAPLES COMMUNITY HOSPITAL's listed chargemaster rates average 6.5x the Medicare reimbursement amount across 222 procedures. Chargemaster rates are list prices and are not what most insured patients pay — actual costs depend on insurance negotiations and coverage terms.

What is the most expensive procedure at NAPLES COMMUNITY HOSPITAL?

The procedure with the highest chargemaster-to-Medicare ratio at NAPLES COMMUNITY HOSPITAL is INTRACRANIAL HEMORRHAGE OR CEREBRAL INFARCTION WITHOUT CC/MCC (DRG 066), with a listed charge of $40,036 compared to Medicare reimbursement of $3,350 — a ratio of 11.9x. Source: CMS IPPS Provider Summary.

Is NAPLES COMMUNITY HOSPITAL expensive compared to other FL hospitals?

NAPLES COMMUNITY HOSPITAL's average chargemaster-to-Medicare ratio is 6.5x. Ratios vary significantly across FL hospitals. This ratio reflects listed chargemaster prices, not what patients actually pay. CMS quality ratings, which measure patient outcomes and experience, are separate from pricing data.

Where does the pricing data for NAPLES COMMUNITY HOSPITAL come from?

All pricing data comes from the Centers for Medicare & Medicaid Services (CMS) Inpatient Prospective Payment System (IPPS) Provider Summary, published under federal price transparency law (45 CFR Part 180). This data is publicly available and updated annually.

How can I check if my bill from NAPLES COMMUNITY HOSPITAL is correct?

You can upload your bill to BillRazor for a free comparison against publicly available Medicare reimbursement data. Our system analyzes every line item in 60 seconds. Research suggests 49-80% of hospital bills contain errors, including duplicate charges, incorrect procedure codes, and unbundling.

Does NAPLES COMMUNITY HOSPITAL in NAPLES, FL accept Medicare?

NAPLES COMMUNITY HOSPITAL is included in the CMS IPPS Provider Summary, which covers Medicare-participating hospitals. For specific coverage questions, contact NAPLES COMMUNITY HOSPITAL directly or check with your insurance provider.

Data sourced from CMS IPPS Provider Summary, FY2024. All information is for educational purposes only.