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St Josephs Hospital and Medical Center

St. Joseph's Hospital and Medical Center in Phoenix charges 6.1x the Medicare reimbursement rate on average across 120 analyzed procedures at this nonprofit religious facility.

Phoenix, AZ 85013 · Acute Care Hospitals · CMS Rating: 3/5

By Elena Vasquez , Medical Billing Research Lead · ·
Data from CMS files published FY 2024 CMS IPPS. Refreshed weekly.
About the analyst

Elena Vasquez leads hospital billing pattern analysis at BillRazor Research. She focuses on identifying overcharges, markup outliers, and patient advocacy strategies. Expertise: hospital billing patterns, overcharge analysis, patient advocacy.

120 procedures analyzed
CMS price transparency data
Updated 2026-04-03
Median 4.3x2.4x15.0x
6.1x
Medicare markup ratio
AZ lowestSt Josephs Hospital an...AZ highest
6.1x
Avg markup ratio
6.0x
Median markup
120
Procedures
1%
Outlier procedures
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Billing patterns — nonprofit-religious

Nonprofit religious hospitals, representing 203 facilities in the dataset, demonstrate an average markup of 5.4x Medicare rates, positioning them in the mid-range compared to other ownership types. These institutions typically maintain standardized charge structures across their health system networks, often reflecting their mission-driven approach to healthcare delivery. Patients at nonprofit religious hospitals may encounter charges above the benchmark for routine procedures, though many offer financial assistance programs and charity care policies that can significantly reduce out-of-pocket expenses for qualifying individuals. Common billing patterns include transparent pricing for elective procedures and comprehensive financial counseling services. The potential difference between listed charges and actual patient responsibility can be substantial, particularly for uninsured patients who may qualify for sliding-scale payment options. Patients should inquire about available financial assistance programs during the admissions process, as these hospitals often have more flexible payment arrangements compared to for-profit facilities, reflecting their tax-exempt status and community benefit obligations.

Pricing grade

D

High

Avg markup vs Medicare

6.11x

Charge / Medicare rate

Max markup

9.57x

Worst procedure

Procedures analyzed

120

With pricing data

Outlier procedures

0.8%

Above 90th percentile

Pricing grades reflect how this hospital's chargemaster (list) rates compare to Medicare reimbursement benchmarks within the same state. Grades measure pricing patterns only — not quality of care, patient outcomes, or clinical performance. A lower grade does not mean a hospital provides inferior care. Based on publicly available federal data. Not endorsed by or affiliated with any government agency.

ProcedureCodeGross chargeCash priceMedicareMarkup
SIMPLE PNEUMONIA AND PLEURISY WITH CC194$52,110$26,0559.6x
BACK AND NECK PROCEDURES EXCEPT SPINAL FUSION WITH CC519$148,664$74,3328.9x
MAJOR SMALL AND LARGE BOWEL PROCEDURES WITHOUT CC/MCC331$113,028$56,5148.6x
PERCUTANEOUS CARDIOVASCULAR PROCEDURES WITH DRUG-ELUTING STENT WITH MCC OR 4+ ARTERIES O246$211,732$105,8668.6x
OTHER MUSCULOSKELETAL SYSTEM AND CONNECTIVE TISSUE O.R. PROCEDURES WITHOUT CC/MCC517$108,925$54,4628.4x
NONSPECIFIC CEREBROVASCULAR DISORDERS WITH CC071$68,989$34,4958.3x
CERVICAL SPINAL FUSION WITHOUT CC/MCC473$163,132$81,5668.3x
PERCUTANEOUS CARDIOVASCULAR PROCEDURES WITH DRUG-ELUTING STENT WITHOUT MCC247$134,542$67,2718.3x
MAJOR SMALL AND LARGE BOWEL PROCEDURES WITH CC330$164,156$82,0788.2x
CRANIOTOMY AND ENDOVASCULAR INTRACRANIAL PROCEDURES WITHOUT CC/MCC027$161,404$80,7028x
GASTROINTESTINAL OBSTRUCTION WITHOUT CC/MCC390$23,670$11,8357.9x
INTRACRANIAL HEMORRHAGE OR CEREBRAL INFARCTION WITHOUT CC/MCC066$45,756$22,8787.9x
CRANIOTOMY AND ENDOVASCULAR INTRACRANIAL PROCEDURES WITH CC026$185,401$92,7007.8x
LUNG TRANSPLANT007$854,711$427,3567.8x
DEGENERATIVE NERVOUS SYSTEM DISORDERS WITHOUT MCC057$83,059$41,5297.5x
INTRACRANIAL HEMORRHAGE OR CEREBRAL INFARCTION WITH CC OR TPA IN 24 HOURS065$63,495$31,7487.5x
TRAUMATIC STUPOR AND COMA <1 HOUR WITHOUT CC/MCC087$56,860$28,4307.4x
TRAUMATIC STUPOR AND COMA <1 HOUR WITH CC086$78,858$39,4297.3x
OTHER DIGESTIVE SYSTEM DIAGNOSES WITH CC394$55,032$27,5167.3x
STOMACH, ESOPHAGEAL AND DUODENAL PROCEDURES WITHOUT CC/MCC328$100,524$50,2627.3x
CRANIOTOMY AND ENDOVASCULAR INTRACRANIAL PROCEDURES WITH MCC025$276,921$138,4607.2x
CARDIAC ARRHYTHMIA AND CONDUCTION DISORDERS WITH MCC308$76,071$38,0357.2x
PANCREAS, LIVER AND SHUNT PROCEDURES WITH CC406$180,645$90,3227.1x
OTHER DISORDERS OF NERVOUS SYSTEM WITH MCC091$106,265$53,1337x
CERVICAL SPINAL FUSION WITH CC472$167,879$83,9397x
ACUTE MYOCARDIAL INFARCTION, DISCHARGED ALIVE WITH MCC280$102,015$51,0087x
STOMACH, ESOPHAGEAL AND DUODENAL PROCEDURES WITH CC327$146,608$73,3046.9x
COMPLICATIONS OF TREATMENT WITH MCC919$115,139$57,5706.9x
SPINAL FUSION EXCEPT CERVICAL WITHOUT MCC460$212,418$106,2096.9x
CIRCULATORY DISORDERS EXCEPT AMI, WITH CARDIAC CATHETERIZATION WITH MCC286$126,138$63,0696.8x
SPINAL FUSION EXCEPT CERVICAL WITH SPINAL CURVATURE, MALIGNANCY, INFECTION OR EXTENSIVE457$370,712$185,3566.8x
EXTENSIVE O.R. PROCEDURES UNRELATED TO PRINCIPAL DIAGNOSIS WITH CC982$136,460$68,2306.8x
TRAUMATIC STUPOR AND COMA >1 HOUR WITH CC083$78,338$39,1696.7x
CHRONIC OBSTRUCTIVE PULMONARY DISEASE WITH MCC190$59,372$29,6866.6x
NONSPECIFIC CEREBROVASCULAR DISORDERS WITH MCC070$97,995$48,9986.6x
ACUTE MYOCARDIAL INFARCTION, DISCHARGED ALIVE WITH CC281$51,424$25,7126.6x
ADRENAL AND PITUITARY PROCEDURES WITH CC/MCC614$134,787$67,3936.6x
OTHER RESPIRATORY SYSTEM DIAGNOSES WITH MCC205$109,759$54,8806.5x
MAJOR CHEST PROCEDURES WITHOUT CC/MCC165$105,013$52,5076.5x
SYNCOPE AND COLLAPSE312$65,257$32,6286.5x
CARDIAC ARRHYTHMIA AND CONDUCTION DISORDERS WITH CC309$38,587$19,2946.5x
MEDICAL BACK PROBLEMS WITHOUT MCC552$52,187$26,0936.4x
STOMACH, ESOPHAGEAL AND DUODENAL PROCEDURES WITH MCC326$259,941$129,9706.4x
MAJOR SMALL AND LARGE BOWEL PROCEDURES WITH MCC329$232,149$116,0756.4x
SPINAL PROCEDURES WITH CC OR SPINAL NEUROSTIMULATORS029$189,265$94,6336.3x
PERCUTANEOUS AND OTHER INTRACARDIAC PROCEDURES WITHOUT MCC274$176,209$88,1056.3x
MEDICAL BACK PROBLEMS WITH MCC551$82,127$41,0646.3x
INTRACRANIAL HEMORRHAGE OR CEREBRAL INFARCTION WITH MCC064$104,679$52,3406.2x
GASTROINTESTINAL HEMORRHAGE WITH CC378$48,768$24,3846.2x
ECMO OR TRACHEOSTOMY WITH MV >96 HOURS OR PRINCIPAL DIAGNOSIS EXCEPT FACE, MOUTH AND NEC003$977,430$488,7156.2x

Showing 50 of 120 procedures

How ST JOSEPHS HOSPITAL AND MEDICAL CENTER compares to nearby hospitals

Comparison based on average markup ratios from federal hospital pricing data (FY 2024). Chargemaster rates are gross charges — they are not what most insured patients pay. Actual costs depend on your insurance plan, negotiated rates, and coverage terms. This comparison is for informational purposes only and does not constitute medical, financial, or legal advice. Verify costs directly with your provider and insurer.

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Pricing data from federal hospital transparency files and physician fee schedules. Last updated: . All data is publicly available under federal law.

Rates shown are from the 2026 Medicare Physician Fee Schedule and CMS IPPS. BillRazor compares your bill against these data sources. See how it works →

FAQ — nonprofit-religious hospital billing

How do nonprofit religious hospital charges compare to Medicare rates?
Data shows that 203 nonprofit religious hospitals have an average markup of 5.4 times Medicare rates for similar services. These hospitals operate under religious organizational structures while maintaining nonprofit tax status, which provides context for their billing practices and pricing structures.
What does a 5.4x Medicare markup mean for my medical bills?
A 5.4x markup means these hospitals typically charge 5.4 times what Medicare would pay for the same service. For example, if Medicare pays $1,000 for a procedure, the hospital's standard charge would average $5,400, though your actual out-of-pocket costs depend on your insurance coverage and negotiated rates.
Are nonprofit religious hospitals required to offer financial assistance?
Yes, nonprofit hospitals including religious institutions must provide charity care and financial assistance programs as a condition of their tax-exempt status. These hospitals are required to have written financial assistance policies and must make them publicly available, though the specific terms and eligibility requirements vary by institution.
How can I find out the actual charges at a specific nonprofit religious hospital?
Nonprofit hospitals are required to publish their standard charges online, typically called a 'chargemaster' or price transparency list. You can also request a good faith estimate before receiving services, which may show potential differences between standard charges and what you might actually pay based on your insurance coverage.

Related pricing data

Data: Federal hospital pricing data, updated annually. All data publicly available under federal law.

Methodology: Hospital gross charges divided by Medicare payment for the same DRG. A ratio of 3.0x means the hospital's listed price is 3 times what Medicare pays. Chargemaster rates are list prices — they are not what most insured patients pay. Grades measure pricing patterns only — not quality of care or clinical performance.

This information is for educational purposes only and is not medical, financial, or legal advice. Actual costs depend on your insurance and provider. We recommend verifying costs directly with your provider. Full methodology · Terms of use

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