VIRTUA OUR LADY OF LOURDES HOSPITAL
CAMDEN, NJ 08103 · Acute Care Hospitals
90 procedures with CMS pricing data · Source: CMS IPPS Provider Summary, FY2024
By BillRazor Research · Last updated March 27, 2026 · Methodology
Procedures Analyzed
90
With CMS pricing data
Avg Charge-to-Medicare Ratio
10.9x
Chargemaster ÷ Medicare
CMS Quality Rating
Patient experience & outcomes
Hospital Type
Acute Care Hospitals
Government - State
Above 90th Percentile
57%
Compared to NJ hospitals
Understanding Your Costs
When you receive a bill from VIRTUA OUR LADY OF LOURDES HOSPITAL, you are typically seeing the hospital's “chargemaster” rate — its published list price for each service. According to CMS data, VIRTUA OUR LADY OF LOURDES HOSPITAL lists chargemaster rates that average 10.9x the corresponding Medicare reimbursement amount across 90 procedures with publicly available pricing data (Source: CMS IPPS Provider Summary, FY2024).
The median hospital in NJ has a chargemaster-to-Medicare ratio of 7.8x, with ratios across the state ranging from 1.3x to 30.8x. At 10.9x, this facility’s average ratio is above the state median. 61 hospitals in NJ report pricing data to CMS (Source: CMS IPPS Provider Summary).
The procedure with the largest gap between the listed price and Medicare reimbursement at VIRTUA OUR LADY OF LOURDES HOSPITAL is KIDNEY TRANSPLANT (DRG 652). The listed chargemaster rate is $560,508, while Medicare reimburses $27,235 for the same procedure — a ratio of 20.6x (Source: CMS IPPS Provider Summary, FY2024).
What does this actually mean for your bill? Chargemaster rates are rarely what patients pay. If you have insurance, your insurer has negotiated a separate rate — often 40–60% less than the listed price. If you are uninsured, you may be able to negotiate directly with the hospital or request financial assistance. The chargemaster-to-Medicare ratio is a useful reference point for understanding listed pricing, but it does not represent what most patients will owe out of pocket.
51 of 90 procedures (57%) at this facility have listed rates above the 90th percentile compared to other NJ hospitals reporting the same procedure data to CMS (Source: CMS IPPS Provider Summary).
VIRTUA OUR LADY OF LOURDES HOSPITAL is a government - state acute care hospitals facility with a CMS quality rating of 2/5 stars. Note: CMS quality ratings measure patient outcomes and experience, not pricing. A hospital with high listed prices may provide excellent care, and pricing data alone should not be used to evaluate the quality of a healthcare provider.
Listed Chargemaster Rates vs Medicare Reimbursement — Top Procedures by Ratio
Source: CMS IPPS Provider Summary, FY2024. Chargemaster rates are list prices and may not reflect actual patient costs.
Procedure Pricing Lookup
Search for a specific procedure or DRG code to see listed chargemaster rates and Medicare reimbursement amounts.
| Procedure | DRG | Listed Charge | Medicare Reimb. | Ratio | State Position | |
|---|---|---|---|---|---|---|
| KIDNEY TRANSPLANT | 652 | $560,508 | $27,235 | 20.6x | 1th | Compare your bill |
| INTRACRANIAL HEMORRHAGE OR CEREBRAL INFARCTION WITHOUT CC/MCC | 066 | $78,081 | $4,631 | 16.9x | 1th | Compare your bill |
| DISORDERS OF LIVER EXCEPT MALIGNANCY, CIRRHOSIS OR ALCOHOLIC HEPATITIS WITH CC | 442 | $94,592 | $5,682 | 16.6x | 1th | Compare your bill |
| TRANSIENT ISCHEMIA WITHOUT THROMBOLYTIC | 069 | $82,132 | $5,134 | 16.0x | 1th | Compare your bill |
| OTHER CIRCULATORY SYSTEM DIAGNOSES WITH CC | 315 | $111,604 | $7,450 | 15.0x | 1th | Compare your bill |
| SEIZURES WITHOUT MCC | 101 | $97,025 | $6,716 | 14.4x | 1th | Compare your bill |
| PERIPHERAL VASCULAR DISORDERS WITH CC | 300 | $107,484 | $7,584 | 14.2x | 1th | Compare your bill |
| DIABETES WITH MCC | 637 | $163,255 | $11,691 | 14.0x | 1th | Compare your bill |
| KIDNEY TRANSPLANT WITH HEMODIALYSIS WITH MCC | 650 | $528,234 | $38,785 | 13.6x | 1th | Compare your bill |
| CARDIAC ARRHYTHMIA AND CONDUCTION DISORDERS WITH CC | 309 | $73,206 | $5,443 | 13.4x | 1th | Compare your bill |
| EXTRACRANIAL PROCEDURES WITH CC | 038 | $170,039 | $12,668 | 13.4x | 1th | Compare your bill |
| CELLULITIS WITHOUT MCC | 603 | $73,973 | $5,552 | 13.3x | 1th | Compare your bill |
| SIMPLE PNEUMONIA AND PLEURISY WITH CC | 194 | $68,309 | $5,131 | 13.3x | 1th | Compare your bill |
| OTHER KIDNEY AND URINARY TRACT PROCEDURES WITH MCC | 673 | $475,737 | $35,915 | 13.3x | 1th | Compare your bill |
| GASTROINTESTINAL HEMORRHAGE WITH CC | 378 | $89,535 | $6,784 | 13.2x | 1th | Compare your bill |
| ACUTE MYOCARDIAL INFARCTION, DISCHARGED ALIVE WITH CC | 281 | $82,907 | $6,289 | 13.2x | 1th | Compare your bill |
| INTRACRANIAL HEMORRHAGE OR CEREBRAL INFARCTION WITH CC OR TPA IN 24 HOURS | 065 | $99,055 | $7,520 | 13.2x | 1th | Compare your bill |
| DEGENERATIVE NERVOUS SYSTEM DISORDERS WITHOUT MCC | 057 | $148,342 | $11,311 | 13.1x | 1th | Compare your bill |
| OTHER KIDNEY AND URINARY TRACT DIAGNOSES WITH CC | 699 | $103,875 | $7,991 | 13.0x | 1th | Compare your bill |
| DIABETES WITH CC | 638 | $84,706 | $6,691 | 12.7x | 1th | Compare your bill |
| KIDNEY AND URINARY TRACT INFECTIONS WITHOUT MCC | 690 | $72,981 | $5,775 | 12.6x | 1th | Compare your bill |
| CORONARY BYPASS WITHOUT CARDIAC CATHETERIZATION WITHOUT MCC | 236 | $443,318 | $35,170 | 12.6x | 1th | Compare your bill |
| EXTRACRANIAL PROCEDURES WITHOUT CC/MCC | 039 | $100,186 | $7,964 | 12.6x | 1th | Compare your bill |
| CIRCULATORY DISORDERS EXCEPT AMI, WITH CARDIAC CATHETERIZATION WITHOUT MCC | 287 | $87,947 | $7,070 | 12.4x | 1th | Compare your bill |
| RED BLOOD CELL DISORDERS WITH MCC | 811 | $141,496 | $11,378 | 12.4x | 1th | Compare your bill |
| ESOPHAGITIS, GASTROENTERITIS AND MISCELLANEOUS DIGESTIVE DISORDERS WITHOUT MCC | 392 | $70,163 | $5,782 | 12.1x | 1th | Compare your bill |
| OTHER VASCULAR PROCEDURES WITH CC | 253 | $255,539 | $21,083 | 12.1x | 1th | Compare your bill |
| CRANIOTOMY WITH MAJOR DEVICE IMPLANT OR ACUTE COMPLEX CNS PRINCIPAL DIAGNOSIS WITHOUT MC | 024 | $354,754 | $29,701 | 11.9x | 1th | Compare your bill |
| CARDIAC ARRHYTHMIA AND CONDUCTION DISORDERS WITHOUT CC/MCC | 310 | $42,916 | $3,605 | 11.9x | 1th | Compare your bill |
| PERIPHERAL VASCULAR DISORDERS WITH MCC | 299 | $148,659 | $12,634 | 11.8x | 1th | Compare your bill |
| RED BLOOD CELL DISORDERS WITHOUT MCC | 812 | $75,930 | $6,485 | 11.7x | 1th | Compare your bill |
| PULMONARY EDEMA AND RESPIRATORY FAILURE | 189 | $105,519 | $9,038 | 11.7x | 1th | Compare your bill |
| RENAL FAILURE WITH CC | 683 | $73,592 | $6,363 | 11.6x | 1th | Compare your bill |
| SEIZURES WITH MCC | 100 | $177,325 | $15,339 | 11.6x | 1th | Compare your bill |
| PERCUTANEOUS CARDIOVASCULAR PROCEDURES WITH DRUG-ELUTING STENT WITHOUT MCC | 247 | $158,072 | $13,695 | 11.5x | 1th | Compare your bill |
| CARDIAC ARRHYTHMIA AND CONDUCTION DISORDERS WITH MCC | 308 | $109,258 | $9,533 | 11.5x | 1th | Compare your bill |
| ENDOVASCULAR CARDIAC VALVE REPLACEMENT AND SUPPLEMENT PROCEDURES WITHOUT MCC | 267 | $477,463 | $41,702 | 11.4x | 1th | Compare your bill |
| BRONCHITIS AND ASTHMA WITH CC/MCC | 202 | $78,739 | $6,947 | 11.3x | 1th | Compare your bill |
| PERMANENT CARDIAC PACEMAKER IMPLANT WITH CC | 243 | $208,552 | $18,476 | 11.3x | 1th | Compare your bill |
| KIDNEY AND URINARY TRACT INFECTIONS WITH MCC | 689 | $95,250 | $8,546 | 11.2x | 1th | Compare your bill |
| CIRRHOSIS AND ALCOHOLIC HEPATITIS WITH MCC | 432 | $166,991 | $15,071 | 11.1x | 1th | Compare your bill |
| SIMPLE PNEUMONIA AND PLEURISY WITH MCC | 193 | $108,207 | $9,931 | 10.9x | 1th | Compare your bill |
| OTHER DISORDERS OF NERVOUS SYSTEM WITH CC | 092 | $79,086 | $7,408 | 10.7x | 1th | Compare your bill |
| ACUTE MYOCARDIAL INFARCTION, EXPIRED WITH MCC | 283 | $162,932 | $15,388 | 10.6x | 1th | Compare your bill |
| INFECTIOUS AND PARASITIC DISEASES WITH O.R. PROCEDURES WITH MCC | 853 | $422,764 | $40,368 | 10.5x | 1th | Compare your bill |
| PERCUTANEOUS AND OTHER INTRACARDIAC PROCEDURES WITHOUT MCC | 274 | $275,061 | $26,285 | 10.5x | 1th | Compare your bill |
| ACUTE MYOCARDIAL INFARCTION, DISCHARGED ALIVE WITH MCC | 280 | $121,317 | $11,632 | 10.4x | 1th | Compare your bill |
| RESPIRATORY INFECTIONS AND INFLAMMATIONS WITH CC | 178 | $79,366 | $7,654 | 10.4x | 1th | Compare your bill |
| PERMANENT CARDIAC PACEMAKER IMPLANT WITH MCC | 242 | $306,009 | $29,918 | 10.2x | 1th | Compare your bill |
| OTHER DISORDERS OF NERVOUS SYSTEM WITH MCC | 091 | $147,135 | $14,559 | 10.1x | 1th | Compare your bill |
Showing 50 of 90 procedures
All data from CMS IPPS Provider Summary, FY2024. Chargemaster rates are list prices and may not reflect actual patient costs.
Statewide Context
Charge-to-Medicare ratio range across NJ hospitals
61 hospitals in NJ report pricing data to CMS. This facility's average ratio of 10.9x places it at the lower-middle range of the state range (Source: CMS IPPS Provider Summary).
What You Can Do
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How it worksData: CMS Inpatient Prospective Payment System (IPPS) Provider Summary, FY2024. All data is publicly available under federal law (45 CFR Part 180).
Important: Listed chargemaster rates are not what most insured patients pay. Actual costs depend on your insurance plan's negotiated rates, deductibles, and coverage terms. This information is for educational purposes only and does not constitute medical, legal, or financial advice.
Frequently Asked Questions About VIRTUA OUR LADY OF LOURDES HOSPITAL
How much does VIRTUA OUR LADY OF LOURDES HOSPITAL charge compared to Medicare?
According to CMS IPPS data, VIRTUA OUR LADY OF LOURDES HOSPITAL's listed chargemaster rates average 10.9x the Medicare reimbursement amount across 90 procedures. Chargemaster rates are list prices and are not what most insured patients pay — actual costs depend on insurance negotiations and coverage terms.
What is the most expensive procedure at VIRTUA OUR LADY OF LOURDES HOSPITAL?
The procedure with the highest chargemaster-to-Medicare ratio at VIRTUA OUR LADY OF LOURDES HOSPITAL is KIDNEY TRANSPLANT (DRG 652), with a listed charge of $560,508 compared to Medicare reimbursement of $27,235 — a ratio of 20.6x. Source: CMS IPPS Provider Summary.
Is VIRTUA OUR LADY OF LOURDES HOSPITAL expensive compared to other NJ hospitals?
VIRTUA OUR LADY OF LOURDES HOSPITAL's average chargemaster-to-Medicare ratio is 10.9x. Ratios vary significantly across NJ hospitals. This ratio reflects listed chargemaster prices, not what patients actually pay. CMS quality ratings, which measure patient outcomes and experience, are separate from pricing data.
Where does the pricing data for VIRTUA OUR LADY OF LOURDES HOSPITAL come from?
All pricing data comes from the Centers for Medicare & Medicaid Services (CMS) Inpatient Prospective Payment System (IPPS) Provider Summary, published under federal price transparency law (45 CFR Part 180). This data is publicly available and updated annually.
How can I check if my bill from VIRTUA OUR LADY OF LOURDES HOSPITAL is correct?
You can upload your bill to BillRazor for a free comparison against publicly available Medicare reimbursement data. Our system analyzes every line item in 60 seconds. Research suggests 49-80% of hospital bills contain errors, including duplicate charges, incorrect procedure codes, and unbundling.
Does VIRTUA OUR LADY OF LOURDES HOSPITAL in CAMDEN, NJ accept Medicare?
VIRTUA OUR LADY OF LOURDES HOSPITAL is included in the CMS IPPS Provider Summary, which covers Medicare-participating hospitals. For specific coverage questions, contact VIRTUA OUR LADY OF LOURDES HOSPITAL directly or check with your insurance provider.
Data sourced from CMS IPPS Provider Summary, FY2024. All information is for educational purposes only.