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WESTERN MARYLAND REGIONAL MEDICAL CENTER

CUMBERLAND, MD 21502 · Acute Care Hospitals

95 procedures with CMS pricing data · Source: CMS IPPS Provider Summary, FY2024

By BillRazor Research · Last updated March 27, 2026 · Methodology

Procedures Analyzed

95

With CMS pricing data

Avg Charge-to-Medicare Ratio

1.2x

Chargemaster ÷ Medicare

CMS Quality Rating

Patient experience & outcomes

Hospital Type

Acute Care Hospitals

Voluntary non-profit - Private

Above 90th Percentile

0%

Compared to MD hospitals

Understanding Your Costs

When you receive a bill from WESTERN MARYLAND REGIONAL MEDICAL CENTER, you are typically seeing the hospital's “chargemaster” rate — its published list price for each service. According to CMS data, WESTERN MARYLAND REGIONAL MEDICAL CENTER lists chargemaster rates that average 1.2x the corresponding Medicare reimbursement amount across 95 procedures with publicly available pricing data (Source: CMS IPPS Provider Summary, FY2024).

The median hospital in MD has a chargemaster-to-Medicare ratio of 1.3x, with ratios across the state ranging from 1.1x to 1.3x. At 1.2x, this facility’s average ratio is below the state median. 43 hospitals in MD report pricing data to CMS (Source: CMS IPPS Provider Summary).

What does this actually mean for your bill? Chargemaster rates are rarely what patients pay. If you have insurance, your insurer has negotiated a separate rate — often 40–60% less than the listed price. If you are uninsured, you may be able to negotiate directly with the hospital or request financial assistance. The chargemaster-to-Medicare ratio is a useful reference point for understanding listed pricing, but it does not represent what most patients will owe out of pocket.

WESTERN MARYLAND REGIONAL MEDICAL CENTER is a voluntary non-profit - private acute care hospitals facility with a CMS quality rating of 4/5 stars. Note: CMS quality ratings measure patient outcomes and experience, not pricing. A hospital with high listed prices may provide excellent care, and pricing data alone should not be used to evaluate the quality of a healthcare provider.

Listed Chargemaster Rates vs Medicare Reimbursement — Top Procedures by Ratio

Listed Chargemaster Rate Medicare Reimbursement

Source: CMS IPPS Provider Summary, FY2024. Chargemaster rates are list prices and may not reflect actual patient costs.

Procedure Pricing Lookup

Search for a specific procedure or DRG code to see listed chargemaster rates and Medicare reimbursement amounts.

ProcedureDRGListed ChargeMedicare Reimb.RatioState Position
CARDIAC ARRHYTHMIA AND CONDUCTION DISORDERS WITHOUT CC/MCC310$6,100$4,0881.5x
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OTHER DIGESTIVE SYSTEM DIAGNOSES WITH CC394$12,806$8,8271.4x
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SIMPLE PNEUMONIA AND PLEURISY WITH CC194$10,408$7,3841.4x
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ESOPHAGITIS, GASTROENTERITIS AND MISCELLANEOUS DIGESTIVE DISORDERS WITHOUT MCC392$11,025$8,0841.4x
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FRACTURE, SPRAIN, STRAIN AND DISLOCATION EXCEPT FEMUR, HIP, PELVIS AND THIGH WITHOUT MCC563$11,088$8,1841.4x
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HYPERTENSION WITHOUT MCC305$11,956$9,0161.3x
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CHRONIC OBSTRUCTIVE PULMONARY DISEASE WITH CC191$10,557$8,0801.3x
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CARDIAC ARRHYTHMIA AND CONDUCTION DISORDERS WITH CC309$11,166$8,6101.3x
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DISORDERS OF LIVER EXCEPT MALIGNANCY, CIRRHOSIS OR ALCOHOLIC HEPATITIS WITH MCC441$22,589$17,3571.3x
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DIABETES WITH CC638$11,097$8,5111.3x
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RENAL FAILURE WITH CC683$13,140$10,1221.3x
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CELLULITIS WITHOUT MCC603$11,590$8,9051.3x
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INTRACRANIAL HEMORRHAGE OR CEREBRAL INFARCTION WITHOUT CC/MCC066$11,351$8,7851.3x
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TRANSIENT ISCHEMIA WITHOUT THROMBOLYTIC069$12,578$9,7661.3x
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MISCELLANEOUS DISORDERS OF NUTRITION, METABOLISM, FLUIDS AND ELECTROLYTES WITHOUT MCC641$11,033$8,5831.3x
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MAJOR CHEST PROCEDURES WITH MCC163$65,803$51,2501.3x
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AFTERCARE, MUSCULOSKELETAL SYSTEM AND CONNECTIVE TISSUE WITHOUT CC/MCC561$28,127$21,9151.3x
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MEDICAL BACK PROBLEMS WITH MCC551$14,606$11,4031.3xCompare your bill
KIDNEY AND URINARY TRACT INFECTIONS WITHOUT MCC690$10,364$8,0791.3x
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GASTROINTESTINAL OBSTRUCTION WITH CC389$11,607$9,1511.3x
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SEPTICEMIA OR SEVERE SEPSIS WITHOUT MV >96 HOURS WITHOUT MCC872$13,637$10,7521.3x
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SEIZURES WITHOUT MCC101$11,904$9,3511.3x
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RESPIRATORY INFECTIONS AND INFLAMMATIONS WITH CC178$13,412$10,5861.3x
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ACUTE MYOCARDIAL INFARCTION, DISCHARGED ALIVE WITH CC281$13,065$10,2841.3x
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SYNCOPE AND COLLAPSE312$13,645$10,7691.3x
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LAPAROSCOPIC CHOLECYSTECTOMY WITHOUT C.D.E. WITH CC418$22,506$17,7381.3x
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SIGNS AND SYMPTOMS WITHOUT MCC948$12,399$9,7351.3x
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MAJOR SMALL AND LARGE BOWEL PROCEDURES WITH CC330$45,680$36,1771.3x
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RENAL FAILURE WITH MCC682$18,911$15,0161.3x
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ALCOHOL, DRUG ABUSE OR DEPENDENCE WITHOUT REHABILITATION THERAPY WITHOUT MCC897$9,662$7,6601.3x
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PERCUTANEOUS CARDIOVASCULAR PROCEDURES WITH DRUG-ELUTING STENT WITHOUT MCC247$20,579$16,3941.3x
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RED BLOOD CELL DISORDERS WITHOUT MCC812$13,022$10,4151.3x
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CIRCULATORY DISORDERS EXCEPT AMI, WITH CARDIAC CATHETERIZATION WITHOUT MCC287$14,101$11,2471.3x
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DISORDERS OF LIVER EXCEPT MALIGNANCY, CIRRHOSIS OR ALCOHOLIC HEPATITIS WITH CC442$10,593$8,4481.3xCompare your bill
OTHER KIDNEY AND URINARY TRACT DIAGNOSES WITH CC699$10,885$8,6761.3x
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GASTROINTESTINAL HEMORRHAGE WITH CC378$12,506$9,9991.3x
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KIDNEY AND URINARY TRACT INFECTIONS WITH MCC689$13,406$10,8431.2x
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OTHER MAJOR CARDIOVASCULAR PROCEDURES WITH CC271$47,636$38,4721.2x
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MAJOR CHEST PROCEDURES WITH CC164$41,243$33,2311.2x
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MISCELLANEOUS DISORDERS OF NUTRITION, METABOLISM, FLUIDS AND ELECTROLYTES WITH MCC640$13,181$10,6061.2xCompare your bill
NONSPECIFIC CEREBROVASCULAR DISORDERS WITH CC071$12,001$9,6431.2x
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ORGANIC DISTURBANCES AND INTELLECTUAL DISABILITY884$16,317$13,1741.2x
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PSYCHOSES885$17,727$14,3161.2x
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CRANIAL AND PERIPHERAL NERVE DISORDERS WITHOUT MCC074$14,507$11,7751.2x
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CHRONIC OBSTRUCTIVE PULMONARY DISEASE WITH MCC190$15,380$12,4861.2x
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OTHER CIRCULATORY SYSTEM DIAGNOSES WITH CC315$14,443$11,7681.2x
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MEDICAL BACK PROBLEMS WITHOUT MCC552$15,887$12,8681.2x
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COAGULATION DISORDERS813$13,200$10,7961.2xCompare your bill
GASTROINTESTINAL HEMORRHAGE WITH MCC377$22,845$18,7841.2x
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HIP AND FEMUR PROCEDURES EXCEPT MAJOR JOINT WITHOUT CC/MCC482$22,155$18,1181.2x
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Showing 50 of 95 procedures

All data from CMS IPPS Provider Summary, FY2024. Chargemaster rates are list prices and may not reflect actual patient costs.

Statewide Context

Charge-to-Medicare ratio range across MD hospitals

1.1x
Median: 1.3x
1.3x
1.2x

43 hospitals in MD report pricing data to CMS. This facility's average ratio of 1.2x places it at the upper-middle range of the state range (Source: CMS IPPS Provider Summary).

What You Can Do

Compare Your Bill

Upload your bill and our system compares every line item against CMS reimbursement data. Free, takes 60 seconds.

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Request an Itemized Bill

Federal law entitles you to a detailed breakdown of every charge. If you haven't received one, knowing what to ask for is the first step.

Learn how

Check for Common Errors

Research suggests 49-80% of hospital bills contain errors — from duplicate charges to incorrect procedure codes.

How it works

Data: CMS Inpatient Prospective Payment System (IPPS) Provider Summary, FY2024. All data is publicly available under federal law (45 CFR Part 180).

Important: Listed chargemaster rates are not what most insured patients pay. Actual costs depend on your insurance plan's negotiated rates, deductibles, and coverage terms. This information is for educational purposes only and does not constitute medical, legal, or financial advice.

Read our methodology·Report a data error

Frequently Asked Questions About WESTERN MARYLAND REGIONAL MEDICAL CENTER

How much does WESTERN MARYLAND REGIONAL MEDICAL CENTER charge compared to Medicare?

According to CMS IPPS data, WESTERN MARYLAND REGIONAL MEDICAL CENTER's listed chargemaster rates average 1.2x the Medicare reimbursement amount across 95 procedures. Chargemaster rates are list prices and are not what most insured patients pay — actual costs depend on insurance negotiations and coverage terms.

What is the most expensive procedure at WESTERN MARYLAND REGIONAL MEDICAL CENTER?

The procedure with the highest chargemaster-to-Medicare ratio at WESTERN MARYLAND REGIONAL MEDICAL CENTER is CARDIAC ARRHYTHMIA AND CONDUCTION DISORDERS WITHOUT CC/MCC (DRG 310), with a listed charge of $6,100 compared to Medicare reimbursement of $4,088 — a ratio of 1.5x. Source: CMS IPPS Provider Summary.

Is WESTERN MARYLAND REGIONAL MEDICAL CENTER expensive compared to other MD hospitals?

WESTERN MARYLAND REGIONAL MEDICAL CENTER's average chargemaster-to-Medicare ratio is 1.2x. Ratios vary significantly across MD hospitals. This ratio reflects listed chargemaster prices, not what patients actually pay. CMS quality ratings, which measure patient outcomes and experience, are separate from pricing data.

Where does the pricing data for WESTERN MARYLAND REGIONAL MEDICAL CENTER come from?

All pricing data comes from the Centers for Medicare & Medicaid Services (CMS) Inpatient Prospective Payment System (IPPS) Provider Summary, published under federal price transparency law (45 CFR Part 180). This data is publicly available and updated annually.

How can I check if my bill from WESTERN MARYLAND REGIONAL MEDICAL CENTER is correct?

You can upload your bill to BillRazor for a free comparison against publicly available Medicare reimbursement data. Our system analyzes every line item in 60 seconds. Research suggests 49-80% of hospital bills contain errors, including duplicate charges, incorrect procedure codes, and unbundling.

Does WESTERN MARYLAND REGIONAL MEDICAL CENTER in CUMBERLAND, MD accept Medicare?

WESTERN MARYLAND REGIONAL MEDICAL CENTER is included in the CMS IPPS Provider Summary, which covers Medicare-participating hospitals. For specific coverage questions, contact WESTERN MARYLAND REGIONAL MEDICAL CENTER directly or check with your insurance provider.

Data sourced from CMS IPPS Provider Summary, FY2024. All information is for educational purposes only.